Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Bathinda Online

Recognised as the second cleanest city in the state of Punjab, Bathinda stands in antiquity in northwest India as the Punjabi City of Lakes. Besides being home to the Central University of Punjab and AIIMS, this bustling city also houses important thermal power plants and other industries.

Secure a Personal Loan in Bathinda up to ₹50 Lakh from Poonawalla Fincorp at attractive interest rates to fulfil your fund needs. Repay with flexible EMIs and foreclose your Personal Loan without any charges (when paid from your own sources). Enjoy benefits like collateral-free borrowing, minimal documentation, quick approval and more. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free Collateral-free
Loan
Minimal Paperwork Minimal
Paperwork
Flexible Loan Tenure Flexible Loan Tenure
Attractive
Interest Rate
Quick Approval Quick
Approval
No Hidden Charges No Hidden
Charges

Personal Loan EMI Calculator

Plan your repayment budget effectively with our user-friendly EMI calculator for Personal Loan in Bathinda. Simply enter the desired loan amount, interest rate, and tenure to instantly view the monthly EMI amount. Try it now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for Personal Loan in Bathinda

Fulfil our simple eligibility criteria to qualify:

  • Age Limit: Between 21 and 60 years.
  • Citizenship: Indian
  • Work Experience: A minimum of 1 year of total experience and 1 month of experience with current employer.
  • Monthly Income: A minimum of ₹30,000.
  • Employment Status: Full-time job at any Pvt Ltd, listed, unlisted Public Ltd company, LLP, MNC or the Central Government.

Documents Required for a Personal Loan in Bathinda

Submit just a few essential documents for a seamless application:

  • KYC Documents: PAN Card, Voter ID, Passport, Driving License, or Aadhaar Card.
  • Address Proof: Utility Bills, Rent Agreement or Passport.
  • Employment Proof: Official mail ID or employee ID card.
  • Income Proof: Salary slip for the last 1 month.
  • Financial Documents: Bank statement for the last 3 months.

Interest Rate and Charges for Personal Loan in Bathinda

Get the loan at attractive interest rates and nominal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 84 Months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Cheque Bounce Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Poonawalla Fincorp Branch Address in Bathinda

Address: 1st Floor, Grover Complex, Shri Hanuman Chowk, G T Road, Bathinda, Punjab-151001

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm

(Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

How can I get a Personal Loan with flexible repayment tenure in Bathinda?

Poonawalla Fincorp offers Personal Loans in Bathinda with a flexible repayment tenure of up to 84 months. You can choose your repayment tenure from 12-84 months to repay your loan in manageable monthly EMIs.

What are the benefits of taking a Personal Loan from Poonawalla Fincorp?

You can secure a Personal Loan of up to ₹50 Lakh from Poonawalla Fincorp with easy online application and minimal documentation. The loan is processed quickly, and the approved amount is disbursed to your bank account. In addition, you can enjoy other benefits, including flexible EMIs, zero foreclosure charges, and more.

How can I apply for a Personal Loan in Bathinda?

You can easily apply for a Personal Loan in Bathinda online at the Poonawalla Fincorp website. Simply click on the “Apply Now” button, enter the requisite details and upload the necessary documents to complete your loan application.