Loan Amount
Up to₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Jamnagar Online

Jamnagar, the ‘Oil City of India’, is home to the world's biggest oil refining and petrochemicals complex. The city is also famous for its bandhani (tie-dyeing work), gold embroidery, and metalware. Meet your funds requirements such as overseas travel, higher education, wedding, medical emergencies, etc. with a Personal in Jamnagar from Poonawalla Fincorp. 

Our collateral-free loan is tailored to meet all your unique needs. Get up to ₹50 Lakh at competitive interest rates with minimal documentation, quick approval, flexible repayment tenure, and no hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
No Collateral
Required
Competitive
Interest Rate
No End-use
Restrictions
Minimal
Paperwork
Extended Loan
Tenure

Personal Loan EMI Calculator

Determine your monthly repayments with our user-friendly EMI calculator. Enter the loan amount, tenure, and interest rate to know the EMIs. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Jamnagar

Fulfil our straightforward eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Work Experience: At least 1 year of total work experience, 1 month with the current employer.
  • Employment: Must be employed in an MNC, LLP, private Ltd company or Central Government entity.
  • Monthly Income: Minimum monthly salary of ₹30,000.

Documents Required for a Personal Loan in Jamnagar

Submit just a few essential documents:

  • Identify Proof: PAN Card, Voter ID, Aadhaar Card, Passport or Driving License.
  • Address Proof: Passport, Rent Agreement or Electricity Bill.
  • Income Proof: Last 3 months payslips.
  • Financial Documents: Last 3 month’s bank account statements.
  • Employment Proof: Official mail ID or Employee ID card.

Interest Rate and Charges for a Personal Loan in Jamnagar

Poonawalla Fincorp offers personal use loans at competitive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12–84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Jamnagar

  • Funding higher education costs 
  • Covering medical emergencies 
  • Remodelling home 
  • Consolidating debts 
  • Funding wedding 

Who Can Get a Personal Loan in Jamnagar

  • Salaried individuals
  • Salaried doctors
  • Salaried Company Secretaries
  • Salaried Chartered Accountants

Tips for a Successful Personal Loan Application

  • Avoid filing multiple loan applications 
  • Keep all the required documents handy 
  • Ensure you have a stable source of income 
  • Review your credit score 

Poonawalla Fincorp’s Branch Address in Jamnagar

Poonawalla Fincorp Limited
Address: Office No 407, 4th Floor, Neo Atlantic, PN Marg, Jamnagar, Gujarat – 361008  
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

What is the minimum credit score required to avail of a Personal Loan?

You must have a minimum CIBIL score of 750 to avail of a loan for personal use. It allows quicker loan approval with favourable loan terms. 

What factors can affect the eligibility for a Personal Loan?

The factors that can affect your eligibility include your age, monthly income, work experience, credit score, and credit history. 

What is the processing fee for a Personal Loan?

Poonawalla Fincorp charges a nominal processing fee of up to 3% plus applicable taxes.