Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Fulfil Your Aspirations With a Personal Loan in Kurukshetra

Kurukshetra is called the ‘Land of Bhagavad Gita’ and is known for its historical and cultural significance. Meet your personal aspirations in this city with a Personal Loan from Poonawalla Fincorp. Fulfil all your personal needs such as personal development, higher education, wedding, overseas travel with no end-use restrictions. Get up to ₹50 Lakh at competitive interest rates with minimal documentation, quick approval, and no hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Attractive
Interest Rate
Unsecured
Loan
No End-use
Restrictions
Minimal
Documentation
Flexible
Repayment Tenure

Personal Loan EMI Calculator

Calculate your monthly repayments in an instant using our online EMI calculator. Just enter the loan amount, interest rate, and tenure. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Kurukshetra

Meet our simple eligibility criteria to qualify:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Monthly Salary: At least ₹30,000.
  • Employment: Full-time employment with a private or public limited company.
  • Work Experience: Minimum 1 year, with 1 month in the current company.

Documents Required for a Personal Loan in Kurukshetra

Submit only a few necessary documents:

  • KYC Documents: Aadhaar Card, PAN Card, Driving License, Passport or Voter ID.
  • Address Proof: Electricity Bill, Passport or Rent Agreement.
  • Income Documents: Latest 3 months’ salary slips.
  • Financial Documents: Bank statement for the last 3 months.
  • Employment Proof: Official employee mail ID or ID card.

Interest Rate and Charges for a Personal Loan in Kurukshetra

We offer loans for personal use at attractive interest rates and nominal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Kurukshetra

  • Home renovation
  • Children’s education
  • Family trip
  • Purchase of electronics
  • Unexpected emergencies

Who Can Get a Personal Loan in Kurukshetra

  • Salaried individuals
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Have all required documents ready
  • Check your credit score
  • Verify your eligibility
  • Provide accurate and complete information
  • Avoid multiple loan applications

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What are the penalty charges for a missed EMI?

If you miss to pay the EMI before due date, a penalty of 24% p.a. + taxes will be charged. Additionally, for each cheque bounce, a penalty of ₹500 plus applicable taxes will be imposed.

What is the maximum repayment tenure I can avail on a Personal Loan?

The maximum tenure that you can avail on a Personal Loan from Poonawalla Fincorp is 84 months and the minimum is 12 months. Choose a repayment tenure based on your convenience.

Can a salaried professional get a Personal Loan?

Yes, if you are a salaried doctor, chartered accountant or company secretary, you can access Poonawalla Fincorp's Personal Loan instantly. Get up to ₹50 Lakh at competitive interest rates, with minimal documentation, quick approval, and no hidden charges.