Get a Collateral-free Personal Loan in Ranchi
Ranchi, the vibrant city of waterfalls, is renowned for its rich heritage and cultural traditions. Fund your needs in this beautiful city with a Personal Loan from Poonawalla Fincorp.
Access up to ₹50 Lakh to pursue higher education, host a grand wedding, renovate your home, or manage urgent expenses. Enjoy benefits like attractive interest rates, flexible repayment terms, fast approval, and zero hidden charges. Apply now!
Why Choose Poonawalla Fincorp
Personal Loan EMI Calculator
Check your monthly repayments with our online EMI calculator. Just enter the loan amount, tenure and interest rates to get instant results. Calculate now!
Apply for a Personal Loan in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Personal Loan in Ranchi
Meet our simple and straightforward eligibility criteria:
- Age: Between 21 and 60 years.
- Citizenship: Indian citizen.
- Employment: Full-time job with a government entity, public/private limited company, LLP, educational institution, or a company approved by Poonawalla Fincorp.
- Work Experience: Minimum 1 year, with at least 1 month in the current job.
- Monthly Income: Minimum ₹30,000 per month.
Documents Required for a Personal Loan in Ranchi
Submit a few necessary documents:
- Address Proof: Utility Bills, Passport, or Rent Agreement.
- KYC Documents: Aadhaar Card, PAN Card, Voter ID, Driving License, or Passport.
- Employment Proof: Official Email ID or Employee ID card.
- Financial Documents: Bank statements for the last 3 months.
- Income Proof: Salary slips for the last 3 months.
Interest Rate and Charges for a Personal Loan in Ranchi
Benefit from our competitive interest rates and nominal charges:
4% if paid from other sources
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Personal Loan in Ranchi
- Purchasing a new phone
- Hosting your dream wedding
- Furnishing you home
- Funding trips
Who Can Get a Personal Loan in Ranchi
- Salaried individuals
- Salaried doctors
- Salaried Chartered Accountants
- Salaried Company Secretaries
Tips for a Successful Personal Loan Application
- Monitor your credit report for inaccuracies
- Maintain a credit utilisation ratio below 30%
- Demonstrate income and employment stability
- Keep your credit score above 750
- Apply for an amount within your repayment capacity
- Reduce your debt-to-income ratio before applying
Poonawalla Fincorp Branch Address in Ranchi
Poonawalla Fincorp Limited
Address: Office No.401, 4th Floor, Samriddhi Square, Kishoreganj Chowk, Ranchi, Jharkhand – 834001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
The interest rate for a Personal Loan from Poonawalla Fincorp starts at 9.99%*p.a. our competitive interest rates help you manage your loan repayment efficiently.
You need to submit the following documents to get a loan for personal use:
- Address Proof: Utility Bills, Passport, or Rent Agreement
- KYC Documents: Aadhaar Card, PAN Card, Voter ID, Driving License, or Passport
- Employment Proof: Official Email ID or Employee ID Card
- Financial Documents: Bank statements for the last 3 months
- Income Proof: Salary slips for the last 3 months
The applicants who meet the following eligibility criteria are eligible to apply for a Personal Loan:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Employment: Full-time job with a government entity, public/private limited company, LLP, educational institution, or a company approved by Poonawalla Fincorp.
- Work Experience: Minimum 1 year, with at least 1 month in the current job.
- Monthly Income: Minimum ₹30,000 per month.