Get a Personal Loan in Ludhiana Online
Ludhiana, the ‘Commercial Capital of Punjab’, is renowned for its thriving textile industry, rich cultural heritage, and delicious cuisine. Fulfil your personal needs and urgent fund requirements in this city with a Personal Loan from Poonawalla Fincorp. From higher education to debt consolidation, meet all your fund requirements with our loan.
Get a collateral-free loan of up to ₹50 Lakh with no end-use restriction. Benefit from hassle-free high online application, minimal paperwork, flexible repayment tenure, and no hidden charges. Apply now!
Why Choose Poonawalla Fincorp
Personal Loan EMI Calculator
Plan your monthly repayments in an instant with our EMI calculator. Just enter the loan amount, interest rate, and tenure to know the EMIs. You can also try different values to check what suits you the best. Calculate now!
Apply for a Personal Loan in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Personal Loan in Ludhiana
Fulfil our simple eligibility criteria to qualify:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Employment: Full-time employment with a private or public limited company.
- Work Experience: Minimum 1 year, with 1 month in the current company.
- Monthly Income: Monthly of ₹30,000.
Documents Required for a Personal Loan in Ludhiana
Skip the hefty paperwork and submit just the minimal documents:
- Identify Proof: PAN Card, Passport, Aadhaar Card, Voter ID Card, or Driving License.
- Address Proof: Electricity Bill, Passport, or Rent Agreement.
- Financial Documents: Bank account statements for the last 3 months.
- Income Documents: Last 3 months salary slips.
- Employment Proof: Employee ID card or official e-mail ID.
Interest Rate and Charges for a Personal Loan in Ludhiana
Avail of a collateral-free loan at an attractive interest rate and nominal charges:
4% if paid from other sources
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Personal Loan in Ludhiana
- Medical expenses
- Travelling costs
- Festivals and events
- Higher education
- Wedding expenses
- Debt consolidation
Who Can Get a Personal Loan in Ludhiana
- Salaried individuals
- Salaried doctors
- Salaried Chartered Accountants
- Salaried Company Secretaries
Tips for a Successful Personal Loan Application
- Review your credit score
- Check the eligibility criteria
- Keep all your required documents handy
- Avoid multiple loan applications
- Reduce your existing debts
Poonawalla Fincorp Branch Address in Ludhiana
Poonawalla Fincorp Limited
Address: 7th Floor, SCO 10 & 11, Feroz Gandhi Market, Above DCB Bank Ludhiana, Punjab-141001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
You can use the loan amount to meet any personal funds requirements, including higher education, vacation, wedding, medical emergencies, and shopping. Get a collateral-free loan with no end-use restrictions.
To get quick access to funds from Poonawalla Fincorp, you must have a credit score of 750 and above, fulfil our eligibility requirements and apply online with all required documents.
To apply for a Personal Loan with Poonawalla Fincorp, you need to submit identity proof, address proof, employment proof, financial documents, and income documents.