Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Apply for a Personal Loan in Chomu Online

Chomu, a town near Jaipur in Rajasthan, is known for its beautiful architecture and vibrant markets. Manage your financial obligations in this city —from meeting emergency medical expenses to pursuing higher education—with a Personal Loan from Poonawalla Fincorp.

Avail of a collateral-free loan of up to ₹50 Lakh with minimal paperwork. Enjoy attractive interest rates, simple eligibility criteria, quick approval and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

No Collateral
Required
Quick
Approval
No End-use
Restrictions
No Hidden
Charges
Minimal
Documentation
Flexible
Repayment Tenure

Personal Loan EMI Calculator

Calculate your EMIs with our EMI Calculator. Just enter the loan amount, tenure, and interest rate to view the results instantly. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹ 8,791
Principal Amount
₹ 1,00,000
Interest Payable
₹ 5,493

Loan Amount

₹ 1,00,000
₹ 50,00,000

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Chomu

Qualify for a personal use loan with our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: 1 year or more with at least 1 month at current job.
  • Net Monthly Salary: At least ₹30,000.

Documents Required for a Personal Loan in Chomu

Submit just a few essential documents:

  • KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport.
  • Income Proof: Salary slip for 1 month and bank statements for the last 3 months.
  • Address Proof: Rent Agreement, Utility Bills or Passport.
  • Proof of Employment: Official mail ID or Employee ID Card.

Note: The list of documents mentioned above is indicative. Additional documents may be required during the loan processing stage

Interest Rate and Charges for a Personal Loan in Chomu

Get our loan for personal use at competitive interest rates and nominal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Chomu

  • Renovating your home
  • Financing travel plans
  • Consolidating high-interest debt
  • Covering medical emergencies
  • Paying for higher studies

Who Can Get a Personal Loan in Chomu

  • Salaried individuals
  • Salaried doctors
  • Salaried Company Secretaries
  • Salaried Chartered Accountants

Tips for a Successful Personal Loan Application

  • Check the loan eligibility criteria before applying
  • Have a low debt-to-income ratio
  • Check your credit score and repayment history
  • Upload the necessary documents
  • Avoid multiple loan applications

Poonawalla Fincorp Branch Address Near Chomu

Poonawalla Fincorp Limited

Address: 2nd and 3rd Floor, Chandini Emporio, C-9, Vaishali Marg, Near Vaishali Circle, Vaishali Nagar, Jaipur, Rajasthan - 302021

Contact Number: 1800-266-3201 (Toll-Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

How can I calculate EMIs using a Personal Loan EMI calculator?

To begin, visit our Personal Loan EMI calculator page and enter your desired loan amount. Next, enter the interest rate provided and specify the loan tenure. Instantly, you will see the calculated EMIs.

What are the charges for dishonoured repayment instruments on a Personal Loan?

A penalty of ₹500 plus applicable tax is imposed for each instance of a loan repayment instrument being dishonoured. Simply put, this fee applies to every bounced cheque.

Can I get a Personal Loan from Poonawalla Fincorp as a business owner?

No, you cannot apply for our Personal Loan as a business owner. Salaried employees, including government employees, doctors, chartered accountants, and company secretaries, are eligible for our loan.