Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Ajmer Seamlessly

Ajmer, known as the ‘Heart of Rajasthan,’ is a popular tourist destination. The city has a rich historical culture, archaeological heritage, and religious heritage. Its unique charm lies in the ethos and craftsmanship practised over centuries.

Meet your personal expenses, such as medical emergencies, higher education, travel, etc., with a Personal Loan in Ajmer from Poonawalla Fincorp. Fulfil all your needs worry-free with our collateral-free loan of up to ₹50 Lakh. Benefit from competitive interest rates, with minimal paperwork, quick approval, and flexible loan terms. Apply now!

Why Choose Poonawalla Fincorp

High
Loan Amount
Unsecured
Loan
No End-use
Restrictions
Attractive Interest
Rate
Minimal
Documentation
Flexible Loan
Tenure

Personal Loan EMI Calculator

Plan your monthly repayment in an instant with our EMI calculator. Just enter the loan amount, interest rate, and tenure to know the EMIs. You can also try different values to check what suits you the best. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Ajmer

Fulfil our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment: Full-time employment with a private or public limited company.
  • Work Experience: Minimum 1 year, with 1 month in the current company.
  • Monthly Income: Minimum of ₹30,000.

Documents Required for a Personal Loan in Ajmer

Submit just the mandatory documents:

  • Identify Proof: PAN Card, Passport, Aadhaar Card, Voter ID Card, or Driving License.
  • Address Proof: Electricity Bill, Passport, or Rent Agreement.
  • Financial Documents: Bank account statements for the last 3 months.
  • Income Documents: Last 1 month salary slip.
  • Employment Proof: Employee ID card or official e-mail ID.

Interest Rate and Charges for Personal Loan in Ajmer

Avail of a collateral-free Personal Loan at an attractive interest rate and nominal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12- 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Ajmer

  • Financing higher education
  • Covering medical emergencies
  • Hosting a destination wedding
  • Renovating home 
  • Consolidating debt 
     

Tips for a Successful Personal Loan Application

  • Review your credit score
  • Check the eligibility criteria 
  • Keep all your required documents handy
  • Avoid making multiple loan applications
     

Poonawalla Fincorp Branch Address in Ajmer

Poonawalla Fincorp Limited

Address: Office No. 103 & 104, 1st floor, M-square Building, Gaurav Path, Vaishali Nagar, Ajmer, Rajasthan -305001

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Is it possible to avail of a Personal Loan without payslips?

No, it is not possible to avail of a Personal Loan without payslips. Submit the last 3 months’ salary slips as employment proof to get a quick approval.

What are the charges for a pre-payment of a Personal Loan?

We do not charge any fee for pre-payment of loans if paid from own sources. However, a 4% fee is applicable if paid from other sources.

Is it a good idea to repay a Personal Loan early?

Yes, it may be a good idea to repay your loan early. An early repayment has several benefits such as saving on interest payments, enhancing your credit score, etc. However, you must ensure you have enough funds to repay the loan early without any future financial stress.