Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Personal Loan EMI Calculator

Use our EMI calculator to know your monthly payments. Enter the loan amount, interest rate, and tenure to instantly calculate your EMIs. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99%
30%

Tenure

Months
12 Months
84 Months

Why Choose Poonawalla Fincorp

Loan Icon High Loan
Amount
collateral Icon Collateral-free
Loan
Quick icon Swift Approval
document icon Minimal
Documentation
Percentage Icon Competitive
Interest Rate
EMI Icon Flexible
Repayment Tenure

Apply for a Personal Loan Online in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Provide a few documents to apply for the loan:

  • KYC Documents: Driving License, Aadhaar Card, PAN Card, Passport or Voter ID.
  • Income Proof: Salary slip for the last 1 month and bank statements for the last 3 months.
  • Employment Proof: Utility Bills, Passport or Rent Agreement.
  • Address Proof: Official mail ID or Employee ID card.

  • Pay your tuition fees 
  • Finance your family trips 
  • Renovate your home 
  • Cover your emergency medical costs 
  • Fund your wedding expenses 
  • Consolidate high-interest debts 
  • Salaried individuals
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries
  • Check if you meet the eligibility criteria 
  • Understand the terms and conditions  
  • Check your credit score and repayment history 
  • Decide the loan amount based on your requirements 
  • Keep all loan documents ready  
  • Avoid applying more than once for the loan 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

The maximum loan amount you can get for a personal credit loan from Poonawalla Fincorp is ₹50 Lakh. However, the loan amount offered depends on factors such as your income, credit score, and repayment capacity.  

To improve your chances of availing of a loan for personal use, follow these strategies: 

  • Maintain a good credit score 
  • Provide the necessary documentation 
  • Choose a loan tenure that aligns with your repayment capacity 

You can calculate the EMI of a personal credit loan using the following formula: 

E = [P x R x (1+R) N] / [(1+R) (N-1)] 

Where, P = principal loan amount 

R = rate of interest (monthly) 

N = number of monthly instalments (tenure) 

Alternatively, you can use our Personal Loan EMI calculator to know the EMI amount instantly