Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%*p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Bokaro Online

Obtain financial freedom in the thriving city of Bokaro with a personal use loan. Fund for any expenses hassle-free - whether it is paying for higher education or covering medical bills. Avail of a smart financial solution like Poonawalla Fincorp's Personal Loan in Bokaro and benefit from its favourable terms. Access benefits such as minimal documentation, simple eligibility criteria, and instant approval. Apply now!

Why Choose Poonawalla Fincorp

High
Loan Amount
Competitive
Interest Rate
Unsecured
Loan
Minimal
Documentation
No End-use
Restrictions
Flexible
Tenure

Personal Loan EMI Calculator

Plan your monthly repayments with our online EMI calculator. Simply enter the loan amount, tenure and interest rate. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for Personal Loan in Bokaro

Fulfil our simple eligibility criteria to qualify:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment: A full-time job at any listed, unlisted public Ltd, Central Govt, PSU, MNC, LLP, Pvt Ltd or internally listed company.
  • Experience: A minimum of 1 year of work experience and 1 month with current employer.
  • Monthly Income: A minimum of ₹30,000.

Documents Required for Personal Loan in Bokaro

Submit just a few essential documents:

  • KYC Documents: PAN Card, Aadhaar Card, Driving License, Voter ID or Passport.
  • Income Documents: Salary slip for the last 1 month
  • Financial Documents: Bank Statements for the last 3 months.
  • Address Proof: Rent Agreement, Passport or Electricity Bill.
  • Employment Proof: Official mail ID and employee ID Card.

Interest Rate and Charges for Personal Loan in Bokaro

We offer personal use loan at competitive interest rate and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan

  • Education costs
  • Infrastructure development 
  • Car repairs
  • Medical bills
  • Wedding
  • Travel

Who Can Get a Personal Loan in Bokaro

  • Salaried individuals 
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries
     

Tips for a Successful Personal Loan Application

  • Settle your outstanding debts
  • Avoid filing too many loan applications
  • Keep your credit utilisation ratio below 30%
  • Meet the eligibility criteria
  • Improve your credit score
  • Arrange all the necessary documents 
     

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

How can I calculate my EMIs on a Personal Loan?

You can calculate your Personal Loan EMIs easily with Poonawalla Fincorp’s easy-to-use EMI calculator. Just enter the borrowed amount, tenure and interest rate to get an instant estimation of your monthly payments. 

For how long can I repay in instalments?

You can spread out your repayments over a flexible tenure of 84 months with Poonawalla Fincorp's Personal Loan. This enables you to repay at your convenience without straining your finances. 

How can I check my credit score?

You can check your credit score with Poonawalla Fincorp in the following three simple steps:

Step 1: Click on “Check CIBIL Score for Free”.

Step 2: Enter essential details such as PAN number, mobile number, name, DOB, etc.

Step 3: Click on submit to know your credit score instantly.