Get a Collateral-free Personal Loan in Ahmedabad
Ahmedabad is an important industrial and commercial hub in India, home to many industries like textiles, automobiles, jewellery, pharmaceuticals, and chemicals. Meet your personal expenses in this bustling city for education, travel, home renovation and more with an instant Personal Loan from Poonawalla Fincorp. Get a collateral-free loan amount of up to ₹50 Lakh with competitive interest rates, minimal expenses, swift approval, and quick disbursal. Apply now!
Why Choose Poonawalla Fincorp
Personal Loan EMI Calculator
Use our Personal Loan EMI calculator to know your monthly instalments. Enter the loan amount, tenure, and interest rate to calculate your EMI within seconds. Try it now!
Apply for a Personal Loan Online in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, KYC details and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Personal Loan in Ahmedabad
Fulfil our Personal Loan eligibility criteria to qualify:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Employment Type: Full-time job at a private or public sector organisation
- Work Experience: 1 year and above, with at least 1 month at current job
- Net Monthly Salary: Minimum ₹30,000.
Documents Required for a Personal Loan in Ahmedabad
Upload just a few required documents to apply for our instant personal loan:
- KYC Documents: PAN Card, Aadhaar Card, Voter ID, Passport or Driving License.
- Income Proof: Salary slip for the last 1 month and bank statements for the last 3 months.
- Address Proof: Rent Agreement, Utility Bills, or Passport.
- Employment Proof: Official mail ID or Employee ID Card.
Note: The document list mentioned above is indicative. You may need to submit additional documents during the loan processing stage
Interest Rate and Charges for a Personal Loan in Ahmedabad
Avail our loan for personal use at attractive interest rates and minimal fees:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Personal Loan in Ahmedabad
Some of the uses of Ahmedabad personal loan include:
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Fund home repairs
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Finance wedding expenses
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Support your children's education
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High-interest debt consolidation
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Purchase high-value electronics or appliances
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Cover relocation expenses
Who Can Get a Personal Loan in Ahmedabad
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Salaried individuals
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Salaried Chartered Accountants
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Salaried Company Secretaries
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Salaried doctors
Tips for a Successful Personal Loan Application
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Check whether you fulfil the eligibility criteria
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Go through the terms and conditions before you apply for the loan
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Check your credit score and repayment history
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Apply for a loan amount based on your fund requirements and financial situation
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Keep the necessary documents handy and correctly fill out the application form
Poonawalla Fincorp Branch Address in Ahmedabad
Poonawalla Fincorp Limited
Address: Office No. 304, 305 & 306, 3rd Floor, Majestic Plaza, Law Garden, Ellisbridge, Ahmedabad, Gujarat-380006.
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
If you prepay your loan from your own income sources, you will not have to pay any charges. But if the prepayment is made from other sources, you will have to pay a charge of 4% of the prepaid amount.
If you miss an EMI payment, a late payment charge of 24% p.a. will be levied on the overdue loan amount. It is advisable to set reminders for avoiding late payments, which may lead to additional costs and a low CIBIL score.
You can repay your Personal Loan EMIs via the auto-debit method directly from your bank account through the National Automated Clearing House (NACH) to ensure a hassle-free repayment experience.
The interest rates for Personal Loans in Ahmedabad vary between 10% and 31% per annum, depending on the chosen repayment period. If you're in the city and seeking a Personal Loan, Ahmedabad has a Poonawalla Fincorp branch that you can visit to avail a loan. We offer competitive interest rates starting from just 9.99%* p.a.
Applying for a Personal Loan in Ahmedabad requires specific documents, such as valid identity proof, income statements, and meeting the minimum monthly income proof.
Eligibility for a Personal Loan in Ahmedabad generally requires the applicant to be between 20 and 58 years old, although those with low salaries may face stricter criteria for approval. You should also have a CIBIL score of above 750 and a valid Aadhaar card or PAN card.
Most lenders in Ahmedabad require a credit score of 650 or above, with 750+ preferred for better approval chances and attractive interest rates. A low CIBIL score could still get you a loan, though with higher rates.
The application process for getting a Personal Loan or urgent cash loan typically takes 24 to 72 hours after document verification, depending on the lender and the applicant’s profile. Once approved, funds will be disbursed directly into your account.