Avail of a Quick Personal Loan in Trivandrum
Trivandrum, also known as Thiruvananthapuram, is the capital and largest city of Kerala, renowned as a hub for tourism, business, and education. Avail a Personal Loan in Trivandrum from Poonawalla Fincorp to fulfil your financial needs in this vibrant city. Whether it’s covering medical bills, paying higher education fees, or funding a wedding, you can avail up to ₹50 Lakh with ease. Enjoy competitive interest rates, minimal documentation, quick approval, flexible repayment tenure, and absolutely no hidden charges. Apply now!
Why Choose Poonawalla Fincorp
Personal Loan EMI Calculator
Plan your monthly repayments efficiently with our online Personal Loan EMI (Equated Monthly Instalments) calculator. The entire process of viewing the results instantly is simple; just enter the loan amount, tenure, and interest rate, and your monthly EMI amount will be displayed. Calculate now!
Eligibility Criteria for a Personal Loan in Trivandrum
Meet our easy eligibility criteria to avail instant Personal Loans:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Employment: Full-time employment with a private or public limited company.
- Work Experience: Minimum 1 year, with 1 month in the current company.
- Monthly Income: Minimum of ₹30,000.
Documents Required for a Personal Loan in Trivandrum
Submit the essential documents for a streamlined Personal Loan application process:
- KYC Documents: PAN Card, Aadhaar Card, Voter ID, Driving License, or Passport.
- Address Proof: Utility Bills, Passport or Rent Agreement.
- Income Documents: Salary slip for the last 1 month.
- Financial Documents Bank statement for the last 3 months.
- Employment Proof: Official email ID or employee ID card.
Interest Rate and Charges for a Personal Loan in Trivandrum
We offer loans at competitive interest rates and nominal charges:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Personal Loan in Trivandrum
Here are a few uses of a Personal Loan in Trivandrum
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Higher education
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Medical emergencies
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Debt consolidation
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Home renovation
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Vacation
Who Can Get a Personal Loan in Trivandrum
You can get a Personal Loan in Trivandrum if you are a:
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Salaried individuals
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Salaried doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
Tips for a Successful Personal Loan Application
Check out some tips for a successful Personal Loan application:
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Meet eligibility criteria
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Maintain a healthy debt-to-income ratio
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Review your credit score
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Disclose all income sources
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Provide accurate personal details
Poonawalla Fincorp Branch Address in Trivandrum
Address: 1st Floor, Sree Uthradam Arcade, Sasthamangalam, Trivandrum, Kerala-695010
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
A personal loan can be used to cover any financial requirements, including home renovations, travel costs, wedding expenses, medical emergencies, or any other situation where you need additional funds. As it is an unsecured loan, there are no end-use restrictions.
To avail of a Personal Loan online, you must submit identity proof (Aadhaar card or PAN Card), income proof, financial proof, and proof of employment. Check your documents page for further details.
Poonawalla Fincorp levies a penalty of ₹500 plus applicable taxes in case of a cheque bounce. This charge is applied each time a scheduled EMI payment fails due to insufficient funds in your bank account or any other reason.
Personal loans are available for both salaried and self-employed individuals in Trivandrum. Applicants must meet basic eligibility criteria, i.e. they should be within the age bracket, have a high credit score, meet the minimum income requirement, and have relevant work experience.
No, personal loans are unsecured loans, i.e. you are not required to provide collateral. Ensure you meet the specific eligibility criteria, like having a good repayment history and meeting the minimum income requirement; due to being unsecured, instant personal loans go through higher scrutiny during the approval process.