Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Avail of a Quick Personal Loan in Trivandrum

Trivandrum, also known as Thiruvananthapuram, is the capital and the largest city of Kerala as well as a famous hub of tourism, business and education.  Meet your fund requirements in this city with a Personal Loan from Poonawalla Fincorp. Cover your medical bills, pay higher education fees, fund a wedding, and more with up to ₹50 Lakh. Enjoy competitive interest rates, minimal documentation, quick approval, and no hidden charges. Apply now!
 

Why Choose Poonawalla Fincorp

High Loan
Amount
Attractive
Interest Rate
No Collateral
Required
Minimal
Paperwork
Flexible Repayment
Tenure
No Hidden
Charges

Personal Loan EMI Calculator

Plan your monthly repayments efficiently with our online EMI calculator. Just enter the loan amount, tenure, and interest rate to view the results instantly. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹ 8,791
Principal Amount
₹ 1,00,000
Interest Payable
₹ 5,493

Loan Amount

₹ 1,00,000
₹ 50,00,000

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan In Just 3 Steps

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Trivandrum

Meet our simple eligibility criteria to qualify:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment: Full-time employment with a private or public limited company.
  • Work Experience: Minimum 1 year, with 1 month in the current company.
  • Monthly Income: Minimum of ₹30,000.

Documents Required for a Personal Loan in Trivandrum

Submit the essential documents for a streamlined application process:

  • KYC Documents: PAN Card, Aadhaar Card, Voter ID, Driving License, or Passport.
  • Address Proof: Utility Bills, Passport or Rent Agreement.
  • Income Documents: Salary slip for the last 1 month.
  • Financial Documents Bank statement for the last 3 months.
  • Employment Proof: Official email ID or employee ID card. 

Interest Rate and Charges for a Personal Loan in Trivandrum

We offer loans at competitive interest rates and nominal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12- 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Trivandrum

  • Higher education 
  • Medical emergencies 
  • Debt consolidation 
  • Home renovation 
  • Vacation 

Who Can Get a Personal Loan in Trivandrum

  • Salaried individuals
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Meet eligibility criteria 
  • Maintain a healthy debt-to-income ratio  
  • Review your credit score 
  • Disclose all income sources 
  • Provide accurate information 

Poonawalla Fincorp Branch Address in Trivandrum

Address: 1st Floor, Sree Uthradam Arcade, Sasthamangalam, Trivandrum, Kerala-695010 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

*T&C Apply  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What can I use a Personal Loan for?

A personal use loan can be used to cover any personal fund requirements, including home renovations, travel costs, wedding expenses and medical emergencies, with no end-use restrictions. 

What documents are required to avail of a Personal Loan in Trivandrum?

To avail of a loan for personal use, you must submit KYC documents, income proof, financial proof and proof of employment. Check your documents page for further details. 

What are the repayment instrument dishonour charges associated with a Personal Loan?

We levy a penalty of ₹500 plus applicable taxes in case of cheque bounce.