Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Hassle-free Personal Loan in Patna

Patna is renowned for its rich historical significance, educational institutions, and vibrant culture. Handle all your financial obligations seamlessly with an instant loan whether you are planning to fund medical expenses, consolidate debts, or handle unexpected expenses.  

Get the financial support you need with Poonawalla Fincorp’s Personal Loan. Avail of benefits like competitive interest rates, flexible repayment options, and quick disbursal. Apply now!  

Why Choose Poonawalla Fincorp

High Loan Amount
Collateral-free
Loan
Competitive Interest
Rate
Easy Digital
Application
Flexible EMIs
Zero Hidden
Charges

Personal Loan EMI Calculator

Use our EMI calculator to calculate your monthly payments instantly. Enter the loan amount, tenure, and interest rates to find out your EMIs. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Patna

Fulfil our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment: A full-time job at any LLP, PSU, MNC, Central Government, Pvt. Ltd., listed, unlisted public Ltd. or internally listed company.
  • Experience: At least 1 year of total work experience and 1 month with current employer.
  • Monthly Income: ₹30,000 and above in take-home salary.

Documents Required for a Personal Loan in Patna

Submit just a few documents for a seamless loan application:

  • KYC: PAN Card, Aadhaar Card, Driving License, Voter ID or Passport.
  • Address Proof: Rent Agreement, Passport or Electricity Bill.
  • Employment Proof: Official mail ID or Employee ID card.
  • Income Proof: Latest 3 months' salary slips.
  • Financial Documents: Bank statements for the last 3 months.

Interest Rate and Charges for a Personal Loan in Patna

Get a loan for personal use at competitive interest rates and charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12- 84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Patna

  • Family trips 
  • Higher education 
  • Small business needs  
  • Medical emergencies 
  • Host a wedding 
  • Buy gadgets 

Who Can Get a Personal Loan in Patna

  • Salaried individuals
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Calculate the amount you need. 
  • Check your CIBIL score.  
  • Check the eligibility criteria.  
  • Keep the documents ready.  
  • Provide accurate details.  

Poonawalla Fincorp Branch Address in Patna

Poonawalla Fincorp Limited

Address: Office no. 105, 1st Floor, Pandey Plaza, Exhibition Road, Patna, Bihar-800001

Contact Number:</strong> 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

Can I foreclose or prepay my Personal Loan?

Yes, you can prepay or foreclose your loan with Poonawalla Fincorp. But before you do it, you must know that if you use your own sources of income to repay, there are no prepayment or foreclosure charges. However, if payment is made from other sources, a 4% fee is applicable. 

How can I calculate my EMI for the Personal Loan?

You can easily calculate your EMIs using Poonawalla Fincorp's Personal Loan EMI calculator. Simply enter the loan amount, tenure, and interest rate to get instant results on your monthly repayments. 

What are repayment instrument dishonour charges?

The repayment instrument dishonour charges are ₹500 per bounce plus applicable taxes.