Get a Hassle-free Personal Loan in Patna
Patna is renowned for its rich historical significance, educational institutions, and vibrant culture. Handle all your financial obligations seamlessly with an instant loan whether you are planning to fund medical expenses, consolidate debts, or handle unexpected expenses.
Get the financial support you need with Poonawalla Fincorp’s Personal Loan. Avail of benefits like competitive interest rates, flexible repayment options, and quick disbursal. Apply now!
Why Choose Poonawalla Fincorp
Personal Loan EMI Calculator
Use our EMI calculator to calculate your monthly payments instantly. Enter the loan amount, tenure, and interest rates to find out your EMIs. Calculate now!
Apply for a Personal Loan in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Personal Loan in Patna
Fulfil our simple eligibility criteria:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Employment: A full-time job at any LLP, PSU, MNC, Central Government, Pvt. Ltd., listed, unlisted public Ltd. or internally listed company.
- Experience: At least 1 year of total work experience and 1 month with current employer.
- Monthly Income: ₹30,000 and above in take-home salary.
Documents Required for a Personal Loan in Patna
Submit just a few documents for a seamless loan application:
- KYC: PAN Card, Aadhaar Card, Driving License, Voter ID or Passport.
- Address Proof: Rent Agreement, Passport or Electricity Bill.
- Employment Proof: Official mail ID or Employee ID card.
- Income Proof: Latest 3 months' salary slips.
- Financial Documents: Bank statements for the last 3 months.
Interest Rate and Charges for a Personal Loan in Patna
Get a loan for personal use at competitive interest rates and charges:
4% if paid from other sources
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Personal Loan in Patna
- Family trips
- Higher education
- Small business needs
- Medical emergencies
- Host a wedding
- Buy gadgets
Who Can Get a Personal Loan in Patna
- Salaried individuals
- Salaried doctors
- Salaried Chartered Accountants
- Salaried Company Secretaries
Tips for a Successful Personal Loan Application
- Calculate the amount you need.
- Check your CIBIL score.
- Check the eligibility criteria.
- Keep the documents ready.
- Provide accurate details.
Poonawalla Fincorp Branch Address in Patna
Poonawalla Fincorp Limited
Address: Office no. 105, 1st Floor, Pandey Plaza, Exhibition Road, Patna, Bihar-800001
Contact Number:</strong> 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
Yes, you can prepay or foreclose your loan with Poonawalla Fincorp. But before you do it, you must know that if you use your own sources of income to repay, there are no prepayment or foreclosure charges. However, if payment is made from other sources, a 4% fee is applicable.
You can easily calculate your EMIs using Poonawalla Fincorp's Personal Loan EMI calculator. Simply enter the loan amount, tenure, and interest rate to get instant results on your monthly repayments.
The repayment instrument dishonour charges are ₹500 per bounce plus applicable taxes.