Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Rajkot Online

Rajkot, a vibrant city in Gujarat, is known for its significant growth and development across various sectors. Fulfil your dreams in this growing city with a Personal Loan from Poonawalla Fincorp. Fund your travel plans, higher studies, wedding, or home renovation with collateral-free funds of up to ₹50 Lakh. Enjoy competitive interest rates, flexible loan tenure, and zero hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Loan Amount
Collateral-free
Loan
Competitive
Interest Rate
Flexible Repayment
Tenure
Zero Hidden
Charges
Quick
Approval

Personal Loan EMI Calculator

Use our EMI calculator to instantly calculate your monthly repayment obligations. Enter the loan amount, tenure, and interest rate to estimate your EMIs instantly. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Rajkot

Fulfil our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment: Full-time job with a government entity, public/private limited company, LLP, educational institution, or a company approved by Poonawalla Fincorp.
  • Work Experience: Minimum 1 year, with at least 1 month in the current job.
  • Monthly Income: Minimum ₹30,000 per month.

Documents Required for a Personal Loan in Rajkot

Apply for a Personal Loan with minimal documentation:

  • Address Proof: Utility Bills, Passport, or Rent Agreement.
  • KYC Documents: Aadhaar Card, PAN Card, Voter ID, Driving License, or Passport.
  • Employment Proof: Official Email ID or Employee ID card.
  • Financial Documents: Bank statements for the last 3 months.
  • Income Proof: Salary slip for the last 1 month.

Interest Rates and Charges for a Personal Loan in Rajkot

Secure quick funds with competitive interest rates and nominal charges:

Interest Rate
9.99%*p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹1,660* per Lakh for 84 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Rajkot

  • Financing home renovation
  • Funding travel plans
  • Funding ceremonies/events
  • Purchasing high-tech home appliances
  • Covering medical expenses

Who Can Get a Personal Loan in Rajkot

  • Salaried individuals
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Improve your credit score
  • Understand the eligibility criteria
  • Fill out the application form accurately
  • Submit all the necessary documents

Poonawalla Fincorp Branch Address in Rajkot

Poonawalla Fincorp Limited

Address: Office No.306, 3rd Floor, Twin Star, South Block, Near Silver Height, Nana Mawa Chowk, 150 Ring Road, Rajkot, Gujarat-360005

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

For what purposes can I use Poonawalla Fincorp's Personal Loan?

Poonawalla Fincorp's Personal Loan comes with no end-use restrictions, enabling you to use it for various purposes. You can use this loan for funding a vacation, financing higher education expenses, covering emergency expenses or consolidating high-interest debt into a single Personal Loan.

How do I use Poonawalla Fincorp's Personal Loan EMI calculator?

To calculate your EMIs instantly with our EMI calculator, follow these steps:

Step 1: Go to the ‘EMI calculator’ section.

Step 2: Enter the loan amount, tenure and interest rate.

The calculator will show you the results instantly.

How to maintain a good credit score?

To maintain a good credit score, follow these strategies:

● Monitor your credit report regularly

● Make payments on time

● Do not apply for credit frequently

● Maintain a long credit history