Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Jhansi Online

Jhansi is a historic city located in the northern Indian state of Uttar Pradesh. It is known for its rich cultural heritage, magnificent forts, and beautiful temples. Cover your expenses in this city with a Personal Loan in Jhansi from Poonawalla Fincorp. Our collateral-free loan allows you to meet all your fund requirements with no restrictions. Get up to ₹50 Lakh at competitive interest rates with minimal documentation, quick approval, and no hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High
Loan Amount
Affordable Interest
Rate
Collateral-free
Loan
Minimal
Documentation
No End-use
Restrictions
Zero Hidden
Charges

Personal Loan EMI Calculator

Plan your monthly repayments in an instant with our user-friendly EMI calculator. Just enter the loan amount, interest rate, and tenure. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan In Just 3 Steps

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Jhansi

Meet our simple and straightforward eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Work Experience: Minimum 1 year, with 1 month in the current company.
  • Employment: Must be employed in a Central Govt organisation or an MNC, LLP, Pvt Ltd, listed or unlisted public company
  • Monthly Income: At least ₹30,000.

Documents Required for a Personal Loan in Jhansi

Submit just a few essential documents:

  • KYC Documents: PAN Card, Aadhaar Card, Voter ID, Driving License, or Passport.
  • Address Proof: Utility Bills, Passport or Rent Agreement.
  • Income Documents: Salary slips for the last 1 month.
  • Financial Documents: Bank statements for the last 3 months.
  • Employment Proof: Official email ID or employee ID card

Interest Rate and Charges for a Personal Loan in Jhansi

Poonawalla Fincorp offers loans at competitive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12–84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Jhansi

  • Destination wedding 
  • Education expenses 
  • Medical expenses 
  • Big-ticket purchases 
  • Debt restructuring  
  • Emergency funds 

Who Can Get a Personal Loan in Jhansi

  • Salaried Company Secretaries
  • Salaried Chartered Accountants
  • Salaried individuals
  • Salaried doctors

Tips for a Successful Personal Loan Application

  • Check your credit score  
  • Review the eligibility criteria 
  • Prepare all of the required documents 
  • Maintain a low debt-to-income ratio 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

How can I apply for a Personal Loan?

To apply for a loan for personal use, you can either visit our nearest branch or apply online in just 3 easy steps: 

Step 1: Click on ‘Apply Now’. 

Step 2: Fill out the application form. 

Step 3: Upload all the necessary documents. 

Upon successful verification, the loan amount will be credited to your bank account. 

How long does it take to disburse the loan amount?

You can get approval and disbursement instantly after successful verification and approval. 

What are the penalty charges for a missed EMI?

If you miss an EMI payment by the due date, a penalty of 24% p.a. of the overdue EMI amount will be charged. Additionally, for each cheque bounce, a penalty of ₹500 plus applicable taxes will be imposed.​