Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Quick Personal Loan in Thane

Thane is known as the ‘City of Lakes’ in Maharashtra for the presence of various lakes in its surroundings. Being close to Mumbai, the cost of living is higher as compared to other cities. Cover all your expenses in this city with a collateral-free Personal Loan from Poonawalla Fincorp.

Use the loan amount for higher education, medical emergencies, overseas travel, weddings, or any other personal use. Benefit from attractive interest rates with no end-use restrictions, and no hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Attractive Interest
Rate
No End-use
Restrictions
Minimal
Paperwork
Flexible Repayment
Tenure
No Hidden
Charges

Personal Loan EMI Calculator

Plan your monthly repayments efficiently with our online EMI calculator. Just enter the loan amount, tenure, and interest rate to view the results instantly. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan In Just 3 Steps

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Thane

Meet our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time at Central Govt, PSU, MNC, Listed, Unlisted Public Ltd, Pvt Ltd, LLP, or companies listed internally.
  • Work Experience: At least 1 year of job experience and at least 1 month of stable employment at current job.
  • Monthly Income: At least ₹30,000.

Documents Required for a Personal Loan in Thane

Submit a few necessary documents:

  • KYC Documents: PAN card, Aadhaar card, Driving license, Voter ID, or Passport.
  • Address Proof: Passport, Utility bills, or Rent agreement.
  • Income Proof: Salary slips for the last 3 months.
  • Financial Proof: Bank statement for the last 3 months.
  • Employment Proof: Office email or Office ID card.

Interest Rate and Charges for a Personal Loan in Thane

We offer loans at competitive interest rates and nominal charges:

Interest Rate
Starting from 9.99%*p.a.
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable charges
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Thane

  • Higher education
  • Medical emergencies
  • Debt consolidation
  • Home renovation
  • Vacation

Who Can Get a Personal Loan in Thane

  • Salaried employees
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Check eligibility criteria
  • Maintain a healthy debt-to-income ratio
  • Review your credit score
  • Disclose all income sources
  • Provide accurate information
  • Avoid multiple loan applications

Poonawalla Fincorp Branch Address in Thane

Address: 1st Floor, Nirmal Deep, Doctor Moose Road, Opp.Talao Pali, Near gadkari rangaytan hall, Jhambli Naka, Thane West, Maharashtra -400602
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What factors affect my eligibility for Poonawalla Fincorp’s Personal Loan?

The factors that may affect your loan eligibility include:

  • Age
  • Income
  • Employment
  • Work experience
  • Credit score
  • Debt-to-income ratio
  • Existing debts
Can a salaried individual access Poonawalla Fincorp’s Personal Loan to pay medical bills?

Yes, with Poonawalla Fincorp’s Personal Loan, salaried individuals can access a substantial loan amount to pay their medical bills. Get a collateral-free loan of up to ₹50 Lakh at attractive interest rates with minimal documentation.

What do you mean by foreclosing a Personal Loan?

Foreclosure or prepayment of a loan refers to closing the loan by paying off the outstanding amount before the end of the tenure. This repayment method helps reduce debt and total interest.

What is the foreclosure charge on Poonawalla Fincorp’s Personal Loan?

Poonawalla Fincorp offers personal use loans at 0% foreclosure charges if paid from own sources. However, a 4% fee is levied if paid from other sources.