Loan Amount
Up to₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Malappuram Online

Malappuram is a city in Kerala known for its textile industry. It also has several manufacturing units of rubber, steel, chemicals, etc. Fulfil all your expenses - from completing your higher studies to covering emergency medical bills - in this city with a Personal Loan from Poonawalla Fincorp. Get a collateral-free of up to ₹50 Lakh with no end-use restrictions. Benefit from our attractive interest rates, minimal charges, fast approval and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

High Loan Amount
No Collateral
Required
Minimal
Documentation
Quick
Approval
No End-use
Restrictions
No Hidden
Charges

Personal Loan EMI Calculator

Estimate your monthly payments with our user-friendly online EMI calculator. Simply enter the loan amount, tenure and interest rates to know the EMIs instantly. Use now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Malappuram

Fulfil our simple eligibility requirements:

  • Age Limit: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: Minimum 1 year with at least 1 month at current job.
  • Net Monthly Salary: At least ₹30,000 per month.

Documents Required for a Personal Loan in Malappuram

Submit just a few documents to get a personal credit loan:

  • KYC Documents: Driving License, PAN Card, Aadhaar Card, Passport or Voter ID.
  • Income Proof: Bank statements and salary slips for the last 3 months.
  • Address Proof: Utility Bills, Passport or Rent Agreement.
  • Employment Proof: Official mail ID or Employee ID card.

Note: The list of documents mentioned above is indicative. You may need to submit additional documents during the loan processing stage. 

Interest Rate and Charges for a Personal Loan in Malappuram

Get a personal use loan at competitive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Malappuram

  • Cover our education expenses 
  • Finance your family’s vacation 
  • Pay for your wedding ceremony 
  • Take care of medical emergencies 
  • Pay for renovating your home 

Who Can Get a Personal Loan in Madurai

  • Salaried individuals
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Check our eligibility requirements 
  • Maintain a low debt-to-income ratio 
  • Check your credit score 
  • Avoid multiple loan applications 
  • Keep the necessary documents ready 

Poonawalla Fincorp Branch Address in Malappuram

Poonawalla Fincorp Limited
Address: 2nd Floor, City Square, Kozhikode Road, Kottapadi junction, Down Hill, Malappuram, Kerala-676519 
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What is a Personal Loan EMI Calculator used for?

A Personal Loan EMI calculator helps you instantly calculate your monthly loan repayments. Enter the loan amount, tenure and interest rate to know the EMIs without manual calculations.  

What repayment options are available for a Personal Loan?

You can repay the EMIs of your personal credit loan via auto-debit directly from your bank account through the National Automated Clearing House (NACH) mandate. 

Can a company secretary avail a Personal Loan?

Yes, at Poonawalla Fincorp salaried company secretaries (CS) are eligible to avail of a Personal Loan. You must fulfil the eligibility criteria to qualify for the loan.