Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Personal Loan EMI Calculator

Calculate your EMIs using our EMI calculator. Just enter the loan amount, interest rate and tenure to get accurate results. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99%
30%

Tenure

Months
12 Months
84 Months

Why Choose Poonawalla Fincorp

loan icon High Loan Amount
Interest Rate Icon Attractive Interest Rate
collateral icon Collateral-free
Loan
Use icon No End-use
Restrictions
Zero Icon No Hidden Charges
Quick Icon Quick
Disbursal

Apply for a Personal Loan In Just 3 Steps

Step 1 icon

Click on “Apply Now”

Tap the “Apply Now” button to initiate your application.

Step 2 icon

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Step 3 icon

Upload Documents

Upload the necessary documents for quicker approval.

Get exclusive offers thoughtfully customised just for you

Meet our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: Minimum 1 year with at least 1 month at current job.
  • Net Monthly Salary: At least ₹30,000 per month.

Submit a few necessary documents to successfully apply for a Personal Loan:

  • KYC Documents: Passport, Driving License, Aadhaar Card, PAN Card or Voter ID.
  • Income Proof: Salary slip for the last 1 month and bank statements for the last 3 months.
  • Address Proof: Utility Bills, Rent Agreement or Passport.
  • Employment Proof: Official mail ID confirmation or Employee ID.

Note: The list of documents mentioned above is indicative. You may need to submit additional documents during the loan processing stage. 

Get an unsecured loan for personal use at attractive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Interest
2% per month
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Paying emergency medical bills  
  • Consolidating high-interest debt 
  • Financing wedding expenses 
  • Covering education costs 
  • Funding your travel expenses 
  • Salaried Individuals
  • Salaried Doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries
  • Check your eligibility criteria  
  • Lower your debt-to-income ratio  
  • Check your credit score  
  • Review your credit report regularly 
  • Upload the required documents 
  • Avoid submitting multiple loan applications 

Poonawalla Fincorp Limited 

Address: 849-C, 1st Floor, Manas Nandani, Manas Bhawan Square, Opposite To Smart City Office, Wright Town, Jabalpur, Madhya Pradesh - 482002 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays) 

*T&C Apply 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

No, you need to provide financial documents such as bank account statements and salary slips to avail of an online loan. These documents are necessary to show that you have a stable income to support regular loan repayments.  

Yes, you can finance your wedding expenses in Satna with Poonawalla Fincorp's Personal Loan. Whether you are planning a grand ceremony or a destination wedding, our loan offers the financial support you need to make your dream wedding a reality. 

The benefits of using an online EMI calculator are:  

  • Helps you make a repayment plan 
  • Free and easy-to-use online tool 
  • Prevents errors resulting from manual calculations