Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Personal Loan EMI Calculator

Calculate your monthly repayments easily with our online EMI calculator. Just enter the loan amount, tenure, and interest rate. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99%
30%

Tenure

Months
12 Months
84 Months

Why Choose Poonawalla Fincorp

loan icon High Loan Amount
Percentage Icon Attractive
Interest Rate
Use Icon No End-use
Restrictions
Collateral Icon No Collateral
Required
document icon Minimal
Paperwork
EMI Icon Flexible Repayment Tenure

Apply for a Personal Loan Online in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Submit just a few essential documents:

  • KYC Documents: PAN Card, Aadhaar Card, Driving License, Voter ID or Passport.
  • Income Documents: Latest 1 month salary slip.
  • Financial Documents: Bank statement for the last 3 months.
  • Address Proof: Rent Agreement, Passport or Electricity Bill.
  • Employment Proof: Official mail ID or Employee ID card.

  • Home renovation 
  • Higher education 
  • Hospital bills 
  • Travel expenses 
  • Wedding costs 
  • Buying the latest gadgets 
  • Salaried individuals
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries
  • Check your credit score  
  • Review the eligibility criteria 
  • Prepare all the required documents 
  • Maintain a low debt-to-income ratio 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Both personal loans and credit cards have their unique advantages. Opt for a a loan if you require substantial financing for large expenses or long-term goals like education costs or home renovation. On the other hand, get a credit card if you want to pay for shopping and earn reward points.  

A good time to apply for a Personal Loan is when you require high-value financing for your aspirations or immediate needs.  

To get instantly approved for a Personal Loan with Poonawalla Fincorp, follow these few straightforward steps: 

  • Have a good credit score of 700 and above. 
  • Check your eligibility criteria. 
  • Gather necessary documents. 
  • Fill out the application form correctly. 
  • Disclose all income sources.