Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Personal Loan EMI Calculator

Check your monthly repayments instantly with our online EMI calculator. Enter the loan amount, tenure and interest rates for results. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99%
30%

Tenure

Months
12 Months
84 Months

Why Choose Poonawalla Fincorp

collateral icon Collateral-free
Loan
Interest Rate Icon Attractive Interest
Rate
Zero Icon Zero Hidden
Charges
EMI Icon Flexible Repayment
Tenure
document icon Minimal
Documentation
Quick Icon Quick
Approval

Apply for a Personal Loan Online in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Submit just the mandatory documents:

  • Address Proof: Utility Bills, Passport, or Rent Agreement.
  • KYC Documents: Aadhaar Card, PAN Card, Voter ID, Driving License, or Passport.
  • Employment Proof: Official Email ID or Employee ID Card.
  • Financial Documents: Bank statements for the last 3 months.
  • Income Proof: Salary slip for the last 1 month.

  • Medical treatment
  • Home renovation
  • Travel plans
  • Dream wedding
  • Emergencies

  • Salaried individuals
  • Government employees
  • Salaried doctors, CAs, and CSes

  • Maintain a score of 750 and above
  • Avoid applying for too many credits at once
  • Review the eligibility requirements
  • Submit the necessary documents

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

The following are the advantages of getting a loan from Poonawalla Fincorp: 

  • No requirement for collateral 
  • Attractive interest rates 
  • End-usage flexibility  
  • Customized repayment tenure 
  • Quick access to funds 
  •  Minimal paperwork requirements 

You can access competitive interest rates on a Personal Loan by following these strategies: 

  • Maintain a high credit score of 700 and above 
  • Showcase a good repayment track record 
  • Demonstrate creditworthiness through a clean credit report 
  • Emphasis on employment stability and stable income source 

With Poonawalla Fincorp, you can apply for a Personal Loan from the comfort of your home in minutes. Here are the steps to apply: 

  1. Click on "Apply Now”  

Tap the "Apply Now" button to initiate your application. 

  1. Enter Details 

Enter your DOB, PAN card number, monthly income, and other details. 

  1. Upload Documents 

Upload the necessary documents for quick approval.