Get a Personal Loan in Uttar Pradesh Online
Uttar Pradesh, known for its historical and cultural significance, is one of the largest economies in India. Manage your financial obligations in this state—from meeting emergency medical expenses to pursuing higher education—with a Personal Loan from Poonawalla Fincorp.
Avail of a collateral-free loan of up to ₹50 Lakh with minimal paperwork. Enjoy attractive interest rates, simple eligibility criteria, quick approval and instant disbursal. Apply now!
Personal Loan EMI Calculator
Plan your monthly payments with our user-friendly EMI Calculator. Just enter the loan amount, interest rate and tenure to know your EMI instantly. Try now!
Why Choose Poonawalla Fincorp
High LoanAmount
No CollateralRequired
Minimal Documentation
No End-use Restrictions
QuickApproval
No HiddenCharges
Apply for a Personal Loan Online in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, KYC details and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Qualify for a loan for personal use with our simple eligibility criteria:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Employment Type: Full-time job at a private or public sector organisation.
- Work Experience: Minimum 1 year with at least 1 month at current job.
- Net Monthly Salary: At least ₹30,000 per month.
Provide a few documents to apply for the loan:
- KYC Documents: Driving License, Aadhaar Card, PAN Card, Passport or Voter ID.
- Income Proof: Salary slip for the last 1 month and bank statements for the last 3 months.
- Address Proof: Utility Bills, Passport or Rent Agreement.
- Employment Proof: Official mail ID confirmation or Employee ID card.
Note: The list of documents mentioned above is indicative. You may need to provide additional documents during the loan processing stage.
Avail of our unsecured loan for personal use at attractive interest rates and minimal charges:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Consolidating high-interest debt
- Funding home renovation
- Financing your travel
- Paying for higher studies abroad
- Buying high-value consumer durables
- Salaried Individuals
- Salaried Doctors
- Salaried Company Secretaries
- Salaried Chartered Accountants
- Check the loan eligibility criteria
- Maintain a low debt-to-income ratio
- Check your credit score
- Keep the loan documents handy
- Avoid multiple loan applications
Poonawalla Fincorp Limited
Address: Office N0. 204-B, 2nd Floor, Sumridhi Business Suites, Sanjay Place, 4/S-38A, Block No-38/4A, Agra, Uttar Pradesh-282002
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp’s Aligarh Branch
Address: 1st Floor, HM Complex, Plot No- J-77, Nagar nigam no. 3/272-A, jJanakpuri Ramghat Road, Aligarh, Uttar Pradesh-202001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp’s Allahabad Branch
Address: 1st Floor, 120/1/18/2C, Plot No-18, Site No-29, Mahatma Gandhi Marg, Near MAX Showroom,Civil Lines, Prayagraj, Allahabad, Uttar Pradesh-211001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp’s Bareilly Branch
Address: 2nd Floor, Sheel Kishan Tower, Block No. 63, Plot no.09, Near Bikaner Wala, Bareilly, Uttar Pradesh-243001.
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp’s Ghaziabad Branch
Address: 2nd Floor, DK Chopra Tower, Plot No. 05, Sector No. 14, Kaushambi, Near Yasodha Hospital, Ghaziabad, Uttar Pradesh-201010
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp’s Gorakhpur Branch
Address: 1st Floor, Hanuman Mandir Road, Near Jasraj Cloth House, Betiyahata, Gorakhpur, Uttar Pradesh-273001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp’s Lucknow Branch
Address: Unit no. 106,1st Floor, Shalimar Logix, Rana Pratap Marg, Hazratganj, Lucknow, Uttar Pradesh-226001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp’s Meerut Branch
Address: 2nd Floor, Corpo Tower, Plot-309/1, Mangal Pandey Nagar, Meerut, Uttar Pradesh-250004
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp’s Moradabad Branch
Address: 1st Floor, Om Complex, Adjacent To Axis Bank, Near Sai Hospital, Delhi Road, Moradabad, Uttar Pradesh-244001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp’s Noida Branch
Address: Office No.2712A, 7th floor, Tower A, Corridor 2, Corenthum, Sector 62, District. Gautam Budh Nagar, Noida, Uttar Pradesh-201301
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp’s Varanasi Branch
Address: 3rd FLOOR, PLOT NO.7, N.M.P.V NO, D-58/12, A-7, Gandhi Nagar, Sigra development scheme, SIGRA, Varanasi- 221010
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Happy Customers, Happy Us
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
I am incredibly grateful for the outstanding support I received throughout my loan process. The guidance provided made every step feel manageable and stress-free. What stood out most was the humility and genuine willingness to help at every stage, qualities that made a significant difference in my experience. Without this support, the journey would have been far more challenging. I truly appreciate the dedication and helpful nature that was consistently demonstrated. The efforts put forth were invaluable, and I feel fortunate to have worked with someone so committed and supportive.
It was really great working with Poonawalla Fincorp. Thanks to the support and coordination by the team. I was able to get a significant portion of my requirements despite having a bit of a mess in my financial records. The loan processing and disbursement process at Poonawalla Fincorp was super smooth. They were incredibly cooperative and helpful. I’m looking forward to building a healthy relationship with them in the future. Thank you.
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.
I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.
I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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personal loan09 Feb 2026| 4 min
Frequently Asked Questions
The EMI for your Personal Loan should be an amount that you can repay easily without feeling financially overburdened. You need to consider your fixed obligations and expenses, like grocery, rent, utility bills, etc., to figure out the ideal EMI amount for your Personal Loan.
At Poonawalla Fincorp, we offer various types of Personal Loans, including:
No, you cannot apply for our Personal Loan as a business owner. Salaried employees, including government employees, doctors, chartered accountants, and company secretaries, are eligible for our loan scheme.