Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Avail of a Personal Loan in Manipur Online

Manipur is a state in North-Eastern India known for its rich cultural heritage and exotic wildlife. Fulfil your financial needs like going on a vacation, renovating your home, having a grand wedding, covering emergency expenses, etc. with a Personal Loan in Manipur. Access instant funding of up to ₹50 Lakh from Poonawalla Fincorp without pledging any collateral. Benefit from our competitive rates, minimal charges, quick approval and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

High
Loan Amount
Collateral-free
Loan
Quick
Approval
No Hidden
Charges
Minimal
Documentation
Online Application
Process

Personal Loan EMI Calculator

Use our EMI calculator to compute your monthly payments. Enter the loan amount, tenure and interest rate to get instant results. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Manipur

Avail of a collateral-free loan for personal use by meeting our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: Minimum 1 year with at least 1 month at current job.
  • Net Monthly Salary: At least ₹30,000 per month.

Documents Required for a Personal Loan in Manipur

Upload a few documents to apply for our personal use loan:

  • KYC Documents: Driving License, Aadhaar Card, PAN Card, Passport or Voter ID.
  • Income Proof: Salary slip for 1 month and bank statements for the last 3 months.
  • Proof of Employment: Official mail ID or Employee ID card.
  • Address Proof: Utility Bills, Passport or Rent Agreement.

Note: The list of documents mentioned above is indicative. You may need to submit additional documents during the loan processing stage.

Interest Rate and Charges for a Personal Loan in Manipur

Benefit from our competitive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12- 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Manipur

  • Cover emergency expenses
  • Finance your education abroad
  • Renovate your home
  • Consolidate high-interest debt
  • Take your family for a vacation
  • Pay for events or ceremonies

Who Can Get a Personal Loan in Manipur

  • Salaried individuals
  • Salaried doctors
  • Salaried Company Secretaries
  • Salaried Chartered Accountants

Tips for a Successful Personal Loan Application

  • Check if you fulfil our eligibility criteria
  • Reduce your debt-to-income ratio
  • Check your credit score
  • Keep all necessary documents handy
  • Avoid multiple loan applications

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Is the interest rate on a Personal Loan the same for all loan applicants?

No, the interest rate for our personal credit loan for an individual borrower depends on his/her credit profile, income, repayment capacity, etc..

Are there any charges for prepayment or foreclosure of a Personal Loan?

You can prepay or foreclose our loan for personal use without paying any charges if you use your own funds for loan prepayment. However, if you use other sources to repay the loan, a 4% prepayment charge will apply.

Is there a requirement for having a minimum work experience to get a Personal Loan?

Yes, to qualify for our personal credit loan, you must have a minimum of 1 year of work experience with at least 1 month at your current job.