Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Personal Loan EMI Calculator

Use our EMI calculator to compute your monthly payments. Enter the loan amount, tenure and interest rate to get instant results. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99%
30%

Tenure

Months
12 Months
84 Months

Why Choose Poonawalla Fincorp

Loan icon High
Loan Amount
collateral Icon Collateral-free
Loan
Quick icon Quick
Approval
Zero icon No Hidden
Charges
document icon Minimal
Documentation
Application Icon Online Application
Process

Apply for a Personal Loan Online in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Upload a few documents to apply for our personal use loan:

  • KYC Documents: Driving License, Aadhaar Card, PAN Card, Passport or Voter ID.
  • Income Proof: Salary slip for 1 month and bank statements for the last 3 months.
  • Proof of Employment: Official mail ID or Employee ID card.
  • Address Proof: Utility Bills, Passport or Rent Agreement.

Note: The list of documents mentioned above is indicative. You may need to submit additional documents during the loan processing stage.

  • Cover emergency expenses
  • Finance your education abroad
  • Renovate your home
  • Consolidate high-interest debt
  • Take your family for a vacation
  • Pay for events or ceremonies

  • Salaried individuals
  • Salaried doctors
  • Salaried Company Secretaries
  • Salaried Chartered Accountants

  • Check if you fulfil our eligibility criteria
  • Reduce your debt-to-income ratio
  • Check your credit score
  • Keep all necessary documents handy
  • Avoid multiple loan applications

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

No, the interest rate for our personal credit loan for an individual borrower depends on his/her credit profile, income, repayment capacity, etc..

You can prepay or foreclose our loan for personal use without paying any charges if you use your own funds for loan prepayment. However, if you use other sources to repay the loan, a 4% prepayment charge will apply.

Yes, to qualify for our personal credit loan, you must have a minimum of 1 year of work experience with at least 1 month at your current job.