Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Anantapur Online

Andhra Pradesh is known for its rich cultural heritage and ancient temples. The city is also famous for its agriculture, textile, and pharmaceutical industries. Get financial flexibility in this city with a Personal Loan in Andhra Pradesh from Poonawalla Fincorp. Get up to ₹50 Lakh to cover higher education costs, fund a wedding, pay medical bills, etc., with no end-use restrictions. Our collateral-free loan comes at attractive interest rates with minimal documentation, quick approval, and no hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Competitive
Interest Rate
Collateral-free
Loan
No End-use
Restrictions
Minimal
Documentation
Quick
Disbursal

Personal Loan EMI Calculator

Check your monthly repayment instalments with our EMI calculator. Just enter the loan amount, tenure, and interest rate to know your EMIs instantly. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for Personal Loan in Andhra Pradesh

Fulfil our simple and straightforward eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment: Full-time job with a government entity, public/private limited company, LLP, educational institution, or a company approved by Poonawalla Fincorp
  • Work Experience: Minimum 1 year, with at least 1 month in the current job.
  • Monthly Income: Minimum of ₹30,000.

Documents Required for a Personal Loan in Andhra Pradesh

Skip the hefty paperwork and submit just the essential documents:

  • KYC Documents: Aadhaar Card, PAN Card, Voter ID, Driving License, or Passport.
  • Address Proof: Passport, Utility Bills or Rent Agreement.
  • Employment Proof: Official Email ID or Employee ID Card.
  • Income Proof: Last 3 month’s payslips and bank statements
  • Financial Documents: Bank statements for the last 3 months.

Interest Rate & Charges for a Personal Loan in Andhra Pradesh

Get loan for personal use at competitive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Andhra Pradesh

  • Funding children’s higher education
  • Covering medical emergencies
  • Hosting a destination wedding
  • Renovating and improving your home
  • Consolidating multiple debts

Who Can Get a Personal Loan in Andhra Pradesh

  • Salaried doctors
  • Salaried individuals
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

Tips for a Successful Personal Loan Application

  • Check your CIBIL score
  • Avoid multiple loan applications
  • Fill the application correctly
  • Upload all the necessary documents

Poonawalla Fincorp Branch Address in Andhra Pradesh

Poonawalla Fincorp Limited
Address:1st Floor, Satyavani Heights, Arundelpet, Door no 6-12-60, and 6-12-63, Having new door no 31-12-1020, Guntur, Andhra Pradesh -522002
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)


Address:4th floor, Sri Chamundeswari Plaza,House no.24/2/418, Saraswathi Nagar, Dargamitta , Nellore,Andhra Pradesh-524003
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)


Address:36-7-14, 2nd Floor, Konduri Square, Konduri Street, Innespeta, Rajahmundry, Andhra Pradesh-533102
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)


Address:Door No.10-5-/22/2/3, 2nd Floor, Varsha Tower, Waltair Main Road, Opp to WNS building, Vishakhapatnam, Andhra Pradesh-530003
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)


Address:3rd Floor, R.S. Tower, Door No.40-25-80/1, Revenue Ward 13A, Kurra Satyanarayana Street, Gayatri Nagar, Benz Circle, Vijayawada, Andhra Pradesh - 520010
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)


*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

rightArrow
rightArrow

Frequently Asked Questions

What is the minimum credit score required for a Personal Loan?

A minimum score of 750 is required to apply for a loan for personal use from Poonawalla Fincorp.

Can I apply for a Personal Loan if I am self-employed?

Unfortunately, no. Poonawalla Fincorp offers personal credit to salaried individuals with a minimum monthly salary of ₹30,000.

How long does it take to get the loan approved?

You can get approval and disbursement instantly after successful verification and approval.