Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Tamil Nadu Online

Tamil Nadu is known for its rich history, ancient temples, and vibrant culture. The state is also a famous tourist place for adventure activities. Cover your urgent expenses or fulfil your dreams in this city with a Personal Loan from Poonawalla Fincorp.

From higher education to overseas travel, meet all your fund requirements with this collateral-free loan. Get up to ₹50 Lakh at competitive interest rates with minimal documentation, quick approval, flexible repayment tenure, and no hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Attractive Interest
Rate
No Collateral
Required
No End-use
Restrictions
Minimal
Paperwork
No Hidden
Charges

Personal Loan EMI Calculator

Calculate your EMIs instantly with our online EMI calculator. Just enter the loan amount, interest rate, and tenure. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Tamil Nadu

Meet our simple eligibility criteria to qualify:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Income: Minimum monthly salary of ₹30,000.
  • Employment: Full-time employment with a private or public limited company.
  • Work Experience: Minimum 1 year, with 1 month in the current company.

Documents Required for a Personal Loan in Tamil Nadu

Submit the essential documents for a seamless application process:

  • KYC Documents: PAN Card, Aadhaar Card, Voter ID, Driving License, or Passport.
  • Address Proof: Utility Bills, Passport or Rent Agreement.
  • Income Documents: Past 1 month salary slip.
  • Financial Documents: Bank statements for the last 3 months.
  • Employment Proof: Official email ID or employee ID card.

Interest Rate and Charges for a Personal Loan in Tamil Nadu

We offer loans at attractive interest rates and nominal charges:

Interest Rate
Starting from 9.99%*p.a.
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Tamil Nadu

  • Paying for higher education
  • Upgrading home appliances
  • Meeting unforeseen medical costs
  • Renovating your home
  • Travelling abroad
  • Funding weddings and other functions

Who Can Get a Personal Loan in Tamil Nadu

  • Salaried employees 
  • Salaried doctors 
  • Salaried Company Secretaries 
  • Salaried Chartered Accountants 

Tips for a Successful Personal Loan Application

  • Check the eligibility criteria
  • Review your credit score
  • Fill the application form correctly
  • Avoid multiple loan applications
  • Clear your outstanding debts
  • Disclose all income sources

Poonawalla Fincorp Branch Address in Tamil Nadu

Poonawalla Fincorp Branch in Chennai
Address: 2nd Floor, The Oval Tower, Venkata Narayana Road, T.Nagar, Chennai Tamil Nadu-600017
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)


Poonawalla Fincorp Branch in Coimbatore
Address: 6th Floor, Classic Towers, Trichy Road, Coimbatore, Tamil Nadu-641018.
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Poonawalla Fincorp Branch in Madurai
Address: No. 12A, 4th Floor, ATP Tower, Bypass Road, Madurai, Tamil Nadu-625016
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Poonawalla Fincorp Branch in Salem
Address: No 258/2,2/91, 2nd Floor, Sri Vaari Shopping Mall, New Bus Stand Main Road, Meyyanur, Salem, Tamil Nadu-,-636004
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Poonawalla Fincorp Branch in Trichy
Address: Office No 2, 3rd Floor, Ray Towers, Vadavoor Salai, 9th Cross, Thillainagar, Trichy, Tamil Nadu--620018.
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Do I have to pledge collateral to opt for a ₹50 Lakh Personal Loan with Poonawalla Fincorp?

No. Poonawalla Fincorp offers a collateral-free personal use loan. However, the approved loan amount may vary based on your CIBIL score, eligibility, income, and our internal policy.

Can I pay for home appliances with a Personal Loan in Tamil Nadu?

Yes, you can use our loan in Tamil Nadu to pay for your home appliances. We offer a personal use loan of up to ₹30 Lakh with no end-use restrictions.

How do I calculate my Personal Loan EMIs?

You can calculate your loan EMIs in just a few clicks using our online EMI calculator. Just enter the loan amount, interest rate, and tenure to know your monthly repayments. You can also try different values to choose the EMI amount that suits your monthly budget.