Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Personal Loan EMI Calculator

Calculate your monthly payments easily using our EMI calculator. Simply enter the loan amount, tenure and interest rate for instant results. Use now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99%
30%

Tenure

Months
12 Months
84 Months

Why Choose Poonawalla Fincorp

collateral icon Collateral-free
Loan
Use Icon No End-use
Restrictions
document icon Minimal
Documentation
quick icon Swift
Approval
Charges icon No Hidden
Charges
Percentage Icon Lower Interest
Rate

Apply for a Personal Loan Online in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Submit minimal documents to apply for a personal use loan:

  • KYC Documents: Voter ID, Driving License, Aadhaar Card, PAN Card or Passport.
  • Income Documents: Salary slip for 1 month and bank statements for the last 3 months.
  • Address Proof: Passport, Rent Agreement, or Utility Bills.
  • Employment Proof: Official mail ID confirmation or Employee ID card.

  • Cover unexpected medical expenses
  • Finance your dream vacation
  • Consolidate high-interest debts
  • Pay for home renovation
  • Buy consumer durables

  • Salaried individuals
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

  • Check your eligibility criteria
  • Keep your credit utilisation ratio below 30%
  • Check your credit score
  • Maintain a low debt-to-income ratio
  • Ensure you have the required documents
  • Avoid applying for multiple loans

Poonawalla Fincorp Limited
Address: 6th Floor, Apeejay House, Block B, Unit No: B/6/1, 15 Park Street, Kolkata, West Bengal-700016
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Poonawalla Fincorp’s Branch Address in Durgapur
Address: 2nd Floor, Kwality Hotel Complex, Bhiringi More, Dist-Panchim Bardhman, West Bengal -713213
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Poonawalla Fincorp’s Branch Address in Siliguri
Address
: 1st Floor, Unity Building, Sevoke Road, Siliguri, West Bengal-734001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

If you miss your EMI payment for a Personal Loan from Poonawalla Fincorp, a default interest rate of 24% p.a. + taxes is applicable on the overdue amount. Non-payment of EMIs on time will also negatively affect your credit score and lower your eligibility to avail of loans or credit cards in future.

Yes, you can use our personal credit loan for multiple purposes, including medical expenses, travel, home improvement, debt consolidation, etc.

To secure an instant loan from Poonawalla Fincorp, you must meet our simple eligibility criteria, submit the required documents and apply online for quick approval and instant disbursal.