Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Goa Online

Goa, known for its tourism and vibrant culture, offers a thriving economic landscape. Fulfil your various financial needs like education, travel, etc. in this state with a Personal Loan of up to ₹50 Lakh from Poonawalla Fincorp. It is collateral-free and comes with attractive interest rates, no restrictions on usage of funds and fast approval. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
No Collateral
Required
No Hidden
Charges
Minimal
Documentation
Flexible
Loan Tenure
Quick
Disbursal

Personal Loan EMI Calculator

Make use of our EMI Calculator to calculate your monthly payments. Just enter your loan amount, tenure and interest rate to know your EMIs instantly. Use it now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Goa

Check our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: At Least 1 year with minimum 1 month at current job.
  • Net Monthly Salary: At least ₹30,000.

Documents Required for a Personal Loan in Goa

Submit just a few essential documents:

  • KYC Documents: PAN Card, Aadhaar Card, Driving License, Voter ID or Passport.
  • Income Proof: Salary slips and bank statements for the last 3 months.
  • Employment Proof: Rent Agreement, Utility Bills or Passport.
  • Address Proof: Official mail ID or Employee ID Card.

Note: The list of documents mentioned above is indicative. Additional documents may be required during the loan processing stage.

Interest Rate and Charges for a Personal Loan in Goa

Get the loan at attractive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Goa

  • Renovate your home
  • Consolidate existing debt
  • Manage unexpected expenses
  • Plan and finance your travels
  • Purchase consumer durables

Who Can Get a Personal Loan in Goa

  • Salaried individuals
  • Salaried Company Secretaries
  • Salaried doctors
  • Salaried Chartered Accountants

Tips for a Successful Personal Loan Application

  • Check if you fulfil the eligibility criteria
  • Understand the terms and conditions
  • Decide your loan amount according to your needs
  • Check your credit score
  • Keep the required documents ready

Poonawalla Fincorp Branch Address Near Goa

Poonawalla Fincorp Limited
Address: Unit No. 73, 7th floor, Kalpataru Square, Kondivita lane, Andheri-Kurla Road, Andheri (East), Mumbai, Maharashtra -400059
Phone: 1800-266-3201
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Can a Chartered Accountant avail of a Personal Loan?

Yes, you can apply for a loan for personal use from Poonawalla Fincorp as a salaried Chartered Accountant (CA). You should meet our eligibility criteria to qualify for the loan.

Can a Chartered Accountant avail of a Personal Loan?

The processing fee for a Personal Loan is up to 3% of the loan sanction amount plus applicable taxes. The processing fee is collected at the time of loan disbursal.

Do I need to pledge any security to avail of a Personal Loan?

No, you do not need to provide any collateral to secure a loan from Poonawalla Fincorp. Our collateral-free loans enable you to meet various financial goals without needing to pledge any assets.