Get a Personal Loan in Mizoram Online
Mizoram called the ‘Land of the Highlanders’, is known for its rolling hills, dense forests, and vibrant tribal culture. The state is known for its diverse cultural festivals, dance forms, and traditions. Meet your urgent funds needs in this state with a Personal Loan from Poonawalla Fincorp.
Our collateral-free loan is tailored to meet all your unique needs, such as overseas travel, higher education, weddings, medical emergencies, etc. Get up to ₹50 Lakh at competitive interest rates with minimal documentation, quick approval, flexible repayment tenure, and no hidden charges. Apply now!
Personal Loan EMI Calculator
Plan your monthly repayments in an instant with our user-friendly EMI calculator. Just enter the loan amount, interest rate, and tenure. Calculate now!
Why Choose Poonawalla Fincorp
High Loan Amount
AffordableInterest Rate
Collateral-free Loan
MinimalDocumentation
No End-useRestrictions
Zero HiddenCharges
Fulfil our straightforward eligibility criteria:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Work Experience: At least 1 year of total work experience, 1 month with the current employer.
- Employment: Must be employed in an MNC, LLP, private Ltd company or Central Government entity.
- Monthly Income: Minimum monthly salary of ₹30,000.
Submit just a few essential documents:
- Identity Proof: PAN Card, Voter ID, Aadhaar Card, Passport or Driving License.
- Address Proof: Passport, Rent Agreement or Electricity Bill.
- Income Proof: Salary slip for the last 1 month.
- Financial Proof: Last 3 month’s bank account statements.
- Employment Proof: Official mail ID or Employee ID card.
Poonawalla Fincorp offers loans at competitive interest rates and minimal charges:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
● Destination wedding
● Education expenses
● Medical expenses
● Big-ticket purchases
● Debt restructuring
● Emergency funds
● Salaried Company Secretaries
● Salaried Chartered Accountants
● Salaried individuals
● Salaried doctors
● Check your credit score
● Review the eligibility criteria
● Prepare all of the required documents
● Maintain a low debt-to-income ratio
Happy Customers, Happy Us
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.
I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.
I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
Explore Different Types of Personal Loans to Suit Your Needs
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Frequently Asked Questions
To apply for a loan for personal use, you can either visit our nearest branch or apply online in just 3 easy steps:
Step 1: Click on ‘Apply Now’.
Step 2: Fill out the application form.
Step 3: Upload all the necessary documents.
Upon verification, the loan amount will be credited to your bank account.
You can get approval and disbursement instantly after successful verification and approval.
If you miss an EMI payment by the due date, a penalty of 24% p.a. of the overdue EMI amount will be charged. Additionally, for each cheque bounce, a penalty of ₹500 plus applicable taxes will be imposed.