Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan in Haryana Seamlessly

Gain hassle-free financial assistance with a Personal Loan in Haryana. Fund any emergency or personal needs with a collateral-free loan of up to ₹50 Lakh from Poonawalla Fincorp. Make the most of attractive interest rates, flexible tenure and zero hidden charges. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Attractive
Interest Rate
Minimal
Documentation
Flexible
Tenure
Zero Hidden
Charges
Quick
Approval

Personal Loan EMI Calculator

Calculate your EMIs in seconds with our online EMI calculator. Simply enter the loan amount, tenure, and interest rates for instant results. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Haryana

Meet our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment: Full-time job with a government entity, public/private limited company, LLP, educational institution, or a company approved by Poonawalla Fincorp.
  • Work Experience: Minimum 1 year, with at least 1 month in the current job.
  • Monthly Income: Al least ₹30,000.

Documents Required for a Personal Loan in Haryana

Submit just a few mandatory documents:

  • Address Proof: Utility Bills, Passport, or Rent Agreement.
  • KYC Documents: Aadhaar Card, PAN Card, Voter ID, Driving License, or Passport.
  • Employment Proof: Official Email ID or Employee ID Card.
  • Financial Documents: Bank statements for the last 3 months.
  • Income Proof: Salary slip for the last 1 month.

Interest Rate and Charges for a Personal Loan in Haryana

Enjoy attractive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12–84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Haryana

  • Debt consolidation
  • Medical bills
  • Home appliances
  • Infrastructure improvement
  • Education costs

Tips for a Successful Personal Loan Application

  • Keep your credit utilisation ratio under 30%
  • Maintain a credit score of 700 and above
  • Improve your eligibility with a co-applicant
  • Provide proof of income
  • Ensure to meet the lender’s eligibility criteria

Poonawalla Fincorp Branch Addresses in Haryana

Poonawalla Fincorp Limited

Poonawalla Fincorp’s Branch Address in Ambala
Address: 1st Floor, F-4 Plot No 30, ward no 7, Block no 7, Jain Nagar, Ambala City, Haryana - 134003
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)


Poonawalla Fincorp’s Branch Address in Faridabad
Address: 1st Floor, A-6 Part A, Neelam Bata Road, NIT, New Industrial Township, Faridabad, Haryana -121001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)


Poonawalla Fincorp’s Branch Address in Gurgaon
Address: Unit No. 402, 4th Floor, Sewa Corporate Suites, -M.G. Road, Gurgaon, Haryana-122002
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)


Poonawalla Fincorp’s Branch Address in Hissar
Address: 2nd Floor, SCF-81 & 82, Above Bata Showroom, Delhi-Hissar Highway, Urban Estate-2, Hissar, Haryana-125001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)


Poonawalla Fincorp’s Branch Address in Karnal
Address: 1st Floor, SCO 90 & 91 Sector 16, Namestey Chowk, Pritam Nagar, Karnal, Haryana -132001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)


Poonawalla Fincorp’s Branch Address in Panipat
Address: Poonawalla Fincorp’s Branch Address in Panipat
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)


Poonawalla Fincorp’s Branch Address in Rewari
Address: Office No 502, 5th Floor, Raj Tower, 222/21, Saheli Marg, Udaipur, Rajasthan-313001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)


Poonawalla Fincorp’s Branch Address in Sonipat
Address: 2nd Floor, R Square, Agarsen Chowk, Rajeev Colony, Sonipat, Haryana-131001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)


Poonawalla Fincorp’s Branch Address in Yamunanagar
Address: 1st Floor, SCO No. 141, Sector No. 17, Jagadhri, Yamunanagar, Haryana-135003
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)


*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What is a Personal Loan?

It is an unsecured loan that offers funding without requiring any collateral. The funds obtained through the loan can be used for various purposes, such as debt consolidation, home improvement, or major purchases.

How do I qualify for a Personal Loan?

You need to fulfil the following eligibility requirements for a Poonawalla Fincorp's Personal Loan:

  • Age: Between 21 and 60 years.
  • Nationality: Indian.
  • Employment: Full-time job with a government entity, public/private limited company, LLP, educational institution, or a company approved by Poonawalla Fincorp.
  • Work Experience: Minimum 1 year, with at least 1 month in the current job.
  • Monthly Income: Minimum ₹30,000 per month.
What is the interest rate for a Personal Loan?

Interest rates vary based on the applicant’s creditworthiness and repayment capacity. With Poonawalla Fincorp, you can access loan at competitive interest rates starting at just 9.99%*p.a.

Can I use a Personal Loan to consolidate debt?

Yes, personal loans can be used for debt consolidation. By combining multiple high-interest debts into one loan with a lower interest rate, you can simplify payments and reduce interest costs.