Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Personal Loan EMI Calculator

Plan your monthly repayments efficiently with our online EMI calculator. Just enter the loan amount, tenure, and interest rate to view the results instantly. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99%
30%

Tenure

Months
12 Months
84 Months

Why Choose Poonawalla Fincorp

High Loan Amount High
Loan Amount
Interest Rate Icon Affordable
Interest Rate
Collateral icon Collateral-free
Loan
Document Icon Minimal
Documentation
Use Icon No End-use
Restrictions
Zero Icon Zero Hidden
Charges

Apply for a Personal Loan In Just 3 Steps

Step 1 icon

Click on “Apply Now”

Tap the “Apply Now” button to initiate your application.

Step 2 icon

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Step 3 icon

Upload Documents

Upload the necessary documents for quicker approval.

Get exclusive offers thoughtfully customised just for you

Submit just a few essential documents::

  • Identity Proof: PAN Card, Voter ID, Aadhaar Card, Passport or Driving License.
  • Address Proof: Passport, Rent Agreement or Electricity Bill.
  • Income Proof: Last 3 months payslips.
  • Financial Documents: Last 3 month’s bank account statements.
  • Employment Proof: Official mail ID or Employee ID card.

  • Higher education
  • Medical emergencies
  • Debt consolidation
  • Home renovation
  • Vacation
  • Salaried individuals
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries
  • Meet eligibility criteria
  • Maintain a healthy debt-to-income ratio
  • Review your credit score
  • Disclose all income sources
  • Provide accurate information

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

A personal use loan can be used to cover any personal fund requirements, including home renovations, travel costs, wedding expenses and medical emergencies, with no end-use restrictions.

To avail of a loan for personal use, you must submit KYC documents, income proof, financial proof and proof of employment. Check your documents page for further details.

We levy a penalty of ₹500 plus applicable taxes in case of cheque bounce.