Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

EMI Calculator for Quick Loan

Plan your monthly repayment budget effectively with our user-friendly EMI calculator. Simply enter the desired loan amount, interest rate, and tenure. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99%
30%

Tenure

Months
12 Months
84 Months

Why Choose Poonawalla Fincorp

Collateral-free Loan Collateral-free Loan
Attractive Interest Rates Attractive Interest Rate
Flexible Loan Tenure Flexible Loan Tenure
Minimal Paperwork Minimal Paperwork
Quick Approval Quick
Approval
No Hidden Charges No Hidden
Charges

Apply for a Personal Loan Online in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Fulfil our simple eligibility criteria to qualify:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian
  • Work Experience: A minimum of 1 year of total experience and 1 month of experience with current employer.
  • Monthly Salary: A minimum of ₹30,000.
  • Employment Status: Full-time job at any Pvt Ltd, listed, unlisted Public Ltd company, LLP, MNC or the Central Government.

Click to know more about eligibility criteria in detail.

Submit just a few essential documents for a seamless application:

  • KYC Documents: PAN Card, Voter ID, Passport, Driving License, or Aadhaar Card.
  • Address Proof: Utility Bills, Rent Agreement or Passport.
  • Employment Proof: Official mail ID or employee ID card.
  • Income Proof: Salary slips for the past 1 month.
  • Financial Documents: Bank account statements for the past 3 months.

Note: The list of loan documents mentioned above is indicative. You may have to submit additional documents during the loan processing stage.

Poonawalla Fincorp offers quick loan at attractive interest rates and minimal charges:

Interest Rate
9.99%* p.a. Onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 Months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Cheque Bounce Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Pay medical bills - Financial obligations arising from medical emergencies can be easily taken care of with a quick loan.
  • Finance higher education expenses – Fulfil your higher education dreams or pay for your family member’s education at a premier educational institution with our quick loan.
  • Manage travel expenses - Travel to your favourite destinations easily with our collateral-free loan.
  • Fund wedding expenses - Manage all your wedding costs, including decorations, catering, venue, events, etc., with a hassle-free quick loan.
  • Pay for home renovation - Get a quick personal loan to finance your home refurbishment expenses.
  • Purchase consumer durables - Buy the latest electronic gadgets and other household appliances with our collateral-free loan.

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

A quick loan is beneficial to fund your urgent cash needs. Whether for personal needs, emergency medical expenses, urgent travel expenses, home renovation or even debt consolidation, a quick personal loan can fund your needs without any restrictions. Poonawalla Fincorp provides quick loans with easy application, fast approval and quick disbursal to fund your urgent needs

Applying for a quick personal loan with Poonawalla Fincorp is very easy and hassle-free. Once you conform to the basic eligibility criteria, all you have to do is click on the “Apply Now” button, enter the requisite details, upload the necessary documents and submit your application.

Indian citizens aged 21 to 60 years, with at least one year of work experience at a recognised organisation and a minimum monthly salary of ₹30,000, are eligible for a quick personal loan from Poonawalla Fincorp. Check detailed eligibility criteria on the Poonawalla Fincorp website.

Various factors determine the interest rate for a quick personal loan. Poonawalla Fincorp offers quick Personal Loans at affordable interest rates starting from 9.99%* p.a. For the best interest rates on a quick loan, ensure that you meet all the eligibility criteria, maintain a high credit score, and have a good credit report, along with proof of stable employment and a steady income source.