Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Quick Personal Loan in Jharkhand

The state of Jharkhand is known for its scenic hill stations, waterfalls, and sites of spiritual importance. It is one of the most resourceful states of India, with natural reserves of coal, uranium, copper, iron ore and other valuable minerals.

Fulfil your fund needs with a Personal Loan in Jharkhand from Poonawalla Fincorp at competitive interest rates. Poonawalla Fincorp provides personal loans for multipurpose use without any hidden charges and flexible EMI options for convenient repayment. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Attractive
Interest Rate
Minimal
Paperwork
Flexible
Loan Tenure
Quick
Approval
No Hidden
Charges

Personal Loan EMI Calculator

Plan your repayment budget effectively with our user-friendly EMI calculator. Simply enter the desired loan amount, interest rate, and tenure to instantly view the monthly EMI amount. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹ 8,791
Principal Amount
₹ 1,00,000
Interest Payable
₹ 5,493

Loan Amount

₹ 1,00,000
₹ 50,00,000

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Jharkhand

Fulfil our simple eligibility criteria to qualify:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Work Experience: A minimum of 1 year of total experience and 1 month of experience with current employer.
  • Monthly Salary: A minimum of ₹30,000.
  • Employment Status: Full-time job at any Pvt Ltd, listed, unlisted Public Ltd company, LLP, MNC or the Central Government.

Click to know more about our eligibility criteria in detail.

Documents Required for a Personal Loan in Jharkhand

Submit just a few essential documents for a seamless application:

  • KYC Documents: PAN Card, Voter ID, Passport, Driving License, or Aadhaar Card.
  • Address Proof: Utility Bills, Rent Agreement or Passport. 
  • Employment Proof: Official mail ID or employee ID card
  • Income Proof: Salary slip for the last 1 month.
  • Financial Documents: Bank account statements for the past 3 months.

Interest Rate and Charges for a Personal Loan in Jharkhand

Get the loan at competitive interest rate and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan

  • Renovate your home
  • Finance wedding expenses
  • Support your children's education
  • Consolidate high-interest debts
  • Purchase high-value electronics or appliances
  • Cover relocation expenses

Who Can Avail a Personal Loan in Jharkhand

  • Salaried Individuals
  • Salaried Chartered Accountants
  • Salaried Company Secretaries
  • Salaried Doctors

Tips for a Successful Personal Loan Application

  • Check whether you fulfil the eligibility criteria
  • Go through the terms and conditions before you apply for the loan
  • Check your credit score and repayment history
  • Apply for a loan amount based on your fund requirements
  • Keep the necessary documents handy

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Where can I get a Personal Loan in Jharkhand?

You can easily get a Personal Loan in Jharkhand from Poonawalla Fincorp. Eligible applicants can get up to ₹50 Lakh personal loan at competitive interest rates from Poonawalla Fincorp without any hidden charges.  

Can I get flexible EMI options for Personal Loan in Jharkhand?

Definitely, Poonawalla Fincorp offers flexible EMI options to repay your Personal Loan conveniently. You can choose from flexible repayment tenure of 12 – 84 months to easily repay your loan.   

Who is eligible to get a Personal Loan from Poonawalla Fincorp?

Indian citizens aged 21 to 60 years, with at least one year of work experience at a recognised organisation and a minimum monthly salary of ₹30,000, can qualify for a Personal Loan from Poonawalla Fincorp.