Personal loan

Personal Loan Frequently Asked Questions

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What are the maximum years allowed to pay a personal loan via EMI?

Loan tenure is the time frame in which you must repay the loan amount including the principal and the interest amount. Interest rate, loan amount and loan tenure are the major factors that influence the EMI of a loan. While taking a Personal Loan, you must keep all these mentioned factors in mind as these factors directly influence the EMI of the loan. A Personal Loan is one of the flexible types of loans available to a borrower. Apart from other features, lenders provide a flexible repayment tenure to borrowers. The tenure for a Personal Loan from Poonawalla Fincorp ranges between 12 months to a maximum of 60 months. In other words, the maximum duration for a Personal Loan is usually five years. The maximum duration for a Personal Loan also depends on your credit history along with the lender's policy. Credit score also plays an important role in deciding the loan tenure. If you have a good or excellent credit score, there are chances that the lender might help you with your desired loan tenure.

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