Personal loan

Personal Loan Frequently Asked Questions

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Personal Loan is used for meeting the personal financial expenses by individuals. When you opt for a Personal Loan, there is a processing fee that is also charged when the loan is processed. The processing fee for a Personal Loan is a one-time fee. Lenders levy processing fees for a Personal Loan to cover the costs incurred in processing a loan application. It is an administrative fee and different lenders charge different processing fees. Some lenders charge a percentage of the loan amount as the processing fees for a Personal Loan, while some lenders charge a fixed amount. Processing fees for a Personal Loan should be disclosed in advance by lenders. Lenders such as Poonawalla Fincorp charge a minimal processing fee, which is up to 2% of the disbursed loan amount plus taxes. The processing fee on a Personal loan is not refundable.

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