personal loan in goa

Personal Loan in Goa

Loan up to ₹30 Lakh | Minimal Documentation | Attractive Interest Rates

Goa is the ultimate tourist destination for people all over the world. The state is surrounded by sandy beaches and rocky shorelines. With a mix of sun, sand, surf, and beaches, you have a lifetime experience in Goa. Around such hustle and bustle, the financial demands of individuals living in Goa constantly rise.

Poonawalla Fincorp caters to all the financial demands with its Personal Loan in Goa. If you are living in Goa, you can apply for a Personal Loan in Goa to meet your various financial needs, such as home renovations, higher education, etc. With Poonawalla Fincorp, you can avail of a higher loan amount up to ₹30 Lakh with no hidden charges.

Poonawalla Fincorp’s Personal Loan in Goa offers various benefits, favouring your financial needs and requirements. We focus on making your overall borrowing experience an effortless process. To know more, please check the below details:

  • Minimal documentation Logo


  • No usage constraints

    Multi-purpose usage

  • Low interest rates Logo

    Competitive interest rate and charges

  • Instant approval and rapid disbursal

    Quick Approval

  • Instant approval and rapid disbursal

    Instant disbursal

  • No hidden charges

    No hidden Charges

  • NZero foreclosure/pre-payment fees

    No Penalty for Prepayment or foreclosure

  • High loan amount

    Flexible Repayment Plans

  • Easy Application Process

    Simple 5 step online Application

  • Higher Personal Loan amount Logo

    Easy-to-use EMI Calculator

Our interest rates start at 9.99%* p.a., making it affordable for individuals seeking a Personal Loan in Goa. Please refer to the below table for more information regarding interest rates and charges:

Personal Loan Interest Rates 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 – 60 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges
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Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

  • Salaried Individuals

    Salaried individuals

  • Doctors

    Salaried Doctors

  • Chartered Accountants

    Salaried Chartered Accountants

  • Company Secretaries

    Salaried Company Secretaries

We offer Personal Loan to individuals who meet our minimum eligibility criteria. You can refer to the table below to know more about the eligibility criteria for a Personal Loan:

Age Requirement


22 years at the time of loan application and not more than 57 years

Work Experience Required

Work Experience

Salaried employees with 1 year of work exprience

Citizenship Status



Monthly Salary Required

Monthly Income

Starting ₹30,000 based on your city of residence

Once you meet the eligibility criteria, you can gather the minimal documentation required for Poonawalla Fincorp’s Personal Loan. Please gather the below-mentioned list of documents:

Documents Category Personal Loan Documents Required
KYC Documents PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
Current Address Proof Passport/Utility Bills/Rent Agreement
Income Documents Latest salary slips
Financial Documents Bank Statement for the last 3 months
Employment Proof Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible)

You can instantly avail of a Personal Loan in Goa for the following purposes:

  • Home renovation: Home renovation requires a high capital amount, especially if you want to add a balcony, renovate your kitchen, hall, or bedroom or renovate your complete home. With Poonawalla Fincorp’s Personal Loan, you can get a loan amount up to ₹30 Lakh with no hidden charges.
  • Higher Education: With the constant rise in education fees, a Personal Loan can help you with all your educational aspirations.
  • Medical Emergencies: You can tackle any medical emergencies with quick approval and disbursal.
  • Travel: Travel is easy with Poonawalla Fincorp’s Personal Loan. You can easily avail of a higher loan amount up to ₹30 Lakh to complete your travel goals.

*Terms & Conditions Apply

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