Apply for Personal Loan in Goa with No Hidden Charges!
Goa is the ultimate tourist destination for people all over the world. The state is surrounded by sandy beaches and rocky shorelines. With a mix of sun, sand, surf, and beaches, you have a lifetime experience in Goa. Around such hustle and bustle, the financial demands of individuals living in Goa constantly rise.
Poonawalla Fincorp caters to all the financial demands with its Personal Loan in Goa. If you are living in Goa, you can apply for a Personal Loan in Goa to meet your various financial needs, such as home renovations, higher education, etc. With Poonawalla Fincorp, you can avail of a higher loan amount up to ₹50 Lakh with no hidden charges.
Features and Benefits of Personal Loan in Goa
Poonawalla Fincorp’s Personal Loan in Goa offers various benefits, favouring your financial needs and requirements. We focus on making your overall borrowing experience an effortless process. To know more, please check the below details:
-
Collateral-free
-
Multi-purpose usage
-
Competitive interest rate and charges
-
Quick Approval
-
Instant disbursal
-
No hidden Charges
-
No Penalty for Prepayment or foreclosure
-
Flexible Repayment Plans
-
Simple 5 step online Application
-
Easy-to-use EMI Calculator
Personal Loan Interest Rates in Goa
Our interest rates start at 9.99%* p.a., making it affordable for individuals seeking a Personal Loan in Goa. Please refer to the below table for more information regarding interest rates and charges:
| Personal Loan Interest Rates | 9.99%* p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing Fees | Up to 3% |
| Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12 – 84 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Personal Loan EMI Calculator
-
EMI Amount = *
How to Apply for a Personal Loan in Goa?
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
We offer Personal Loan in Goa to
-
Salaried individuals
-
Salaried Doctors
-
Salaried Chartered Accountants
-
Salaried Company Secretaries
Eligibility Criteria for Personal Loan in Goa
We offer Personal Loan to individuals who meet our minimum eligibility criteria. You can refer to the table below to know more about the eligibility criteria for a Personal Loan:
Age
21 years at the time of loan application and not more than 60 years
Work Experience
Salaried employees with 1 year of work experience
Citizenship
Indian
Monthly Income
Starting ₹30,000 based on your city of residence
Documents required for Personal Loan in Goa
Once you meet the eligibility criteria, you can gather the minimal documentation required for Poonawalla Fincorp’s Personal Loan. Please gather the below-mentioned list of documents:
| Documents Category | Personal Loan Documents Required |
| KYC Documents | PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport |
| Current Address Proof | Passport/Utility Bills/Rent Agreement |
| Income Documents | Latest salary slips |
| Financial Documents | Bank Statement for the last 3 months |
| Employment Proof | Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible) |
Uses of a Personal Loan in Goa
You can instantly avail of a Personal Loan in Goa for the following purposes:
- Home renovation: Home renovation requires a high capital amount, especially if you want to add a balcony, renovate your kitchen, hall, or bedroom or renovate your complete home. With Poonawalla Fincorp’s Personal Loan, you can get a loan amount up to ₹50 Lakh with no hidden charges.
- Higher Education: With the constant rise in education fees, a Personal Loan can help you with all your educational aspirations.
- Medical Emergencies: You can tackle any medical emergencies with quick approval and disbursal.
- Travel: Travel is easy with Poonawalla Fincorp’s Personal Loan. You can easily avail of a higher loan amount up to ₹50 Lakh to complete your travel goals.
*Terms & Conditions Apply
