Get a Personal Loan in Himachal Pradesh Online
Himachal Pradesh is a beautiful state known for its natural beauty and peaceful environment. Fulfil your needs in this vibrant state with quick financial assistance from Poonawalla Fincorp.
Get a Personal Loan of up to ₹50 Lakh for various personal needs, such as wedding, higher studies, home renovation, debt consolidation, or unexpected costs. Enjoy affordable interest rates, extended repayment tenure and zero hidden charges. Apply now!
Why Choose Poonawalla Fincorp
Personal Loan EMI Calculator
Check your monthly repayments instantly with our online EMI calculator. Enter the loan amount, tenure and interest rates for results. Calculate now!
Apply for a Personal Loan in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Personal Loan in Himachal Pradesh
Fulfil our straightforward eligibility criteria:
- Age: Between 21 and 60 years.
- Citizenship: Indian citizen.
- Employment: Full-time job with a government entity, public/private limited company, LLP, educational institution, or a company approved by Poonawalla Fincorp.
- Work Experience: Minimum 1 year, with at least 1 month in the current job.
- Monthly Income: Minimum ₹30,000 per month.
Documents Required for a Personal Loan in Himachal Pradesh
Submit just the mandatory documents:
- Address Proof: Utility Bills, Passport, or Rent Agreement.
- KYC Documents: Aadhaar Card, PAN Card, Voter ID, Driving License, or Passport.
- Employment Proof: Official Email ID or Employee ID Card.
- Financial Documents: Bank statements for the last 3 months.
- Income Proof: Salary slips for the last 3 months.
Interest Rate and Charges for a Personal Loan in Himachal Pradesh
Enjoy competitive interest rates and nominal charges:
4% if paid from other sources
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Personal Loan
- Medical treatment
- Home renovation
- Travel plans
- Dream wedding
- Emergencies
Who Can Get Our Personal Loan
- Salaried individuals
- Government employees
- Salaried doctors, CAs, and CSes
Tips for a Successful Personal Loan Application
- Maintain a score of 750 and above
- Avoid applying for too many credits at once
- Review the eligibility requirements
- Submit the necessary documents
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Personal Finance
Information at
Poonawalla Fincorp’s
FinHub
Frequently Asked Questions
The following are the advantages of getting a loan from Poonawalla Fincorp:
- No requirement for collateral
- Attractive interest rates
- End-usage flexibility
- Customized repayment tenure
- Quick access to funds
- Minimal paperwork requirements
You can access competitive interest rates on a Personal Loan by following these strategies:
- Maintain a high credit score of 750 and above
- Showcase a good repayment track record
- Demonstrate creditworthiness through a clean credit report
- Emphasis on employment stability and stable income source
With Poonawalla Fincorp, you can apply for a Personal Loan from the comfort of your home in minutes. Here are the steps to apply:
-
Click on "Apply Now”
Tap the "Apply Now" button to initiate your application.
-
Enter Details
Enter your DOB, PAN card number, monthly income, and other details.
-
Upload Documents
Upload the necessary documents for quick approval.