personal loan in Himachal Pradesh

Personal Loan in Himachal Pradesh

Up to ₹50 Lakh | Swift Approval and Disbursal | No Hidden Charges

Despite its cold climate, Himachal Pradesh is renowned for being a tourist-friendly state thanks to the warm and welcoming nature of its residents, like yourself. To help fulfil your dreams, Poonawalla Fincorp offers a Personal Loan in Himachal Pradesh through a quick and seamless loan process – from application to disbursal. Avail of high loan amounts of up to ₹50 Lakh for any financial need, be it for medical emergencies, travel, or education. Apply now!

  • Minimal documentation Logo

    Collateral-free

  • No usage constraints

    Multi-purpose Usage

  • Low interest rates Logo

    Competitive interest Rates and Charges

  • Instant approval and rapid disbursal

    Quick Approval

  • Instant approval and rapid disbursal

    Instant Disbursal

  • No hidden charges

    No Hidden Charges

  • NZero foreclosure/pre-payment fees

    No Prepayment/Foreclosure Charges

  • High loan amount

    Flexible Repayment

  • Easy Application Process

    Simple Online Application Process

  • Higher Personal Loan amount Logo

    Easy-to-Use EMI Calculator

Our Personal Loan in Himachal Pradesh is offered at favourable interest rates and minimal applicable charges. Please see the table below for more details:

Personal Loan Interest Rates 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹50 Lakh
Loan Processing Fees Up to 3%
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 – 84 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges
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Age Requirement

Age

21 years at the time of loan application and not more than 60 years

Work Experience Required

Work Experience

Salaried employees with 1 year of work experience

Citizenship Status

Citizenship

Indian

Monthly Salary Required

Monthly Income

Starting ₹30,000 based on your city of residence

Documents Category Personal Loan Documents Required
KYC Documents PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
Current Address Proof Passport/Utility Bills/Rent Agreement
Income Documents Latest salary slips for the last 3 months
Financial Documents Bank Statement for the last 3 months
Employment Proof Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible)
  • Salaried Individuals

    Salaried individuals

  • Doctors

    Salaried Doctors

  • Chartered Accountants

    Salaried Chartered Accountants

  • Company Secretaries

    Salaried Company Secretaries

  • Explore New Places: Use the funds from our Personal Loan to explore new destinations and locations.
  • Fulfil Debt Obligations: Consolidate high-interest debts into a single loan at better interest rates.
  • Invest in Higher Education: Cover your higher education expenses with a Personal Loan, including tuition, study material, etc.
  • Cover the Cost of Life-saving Medication: Get timely medical treatments with the amount received from Personal Loans.
  • Renovate Your Home: Renovate and upgrade your home or pay for necessary repairs with a Personal Loan.
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Online

Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals
Personal
Details

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification
Verification

Verification

Submit and upload all details for verification and assessment

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