personal loan in Himachal Pradesh

Personal Loan in Himachal Pradesh

Up to ₹30 Lakh | Swift Approval and Disbursal | No Hidden Charges

Despite its cold climate, Himachal Pradesh is renowned for being a tourist-friendly state thanks to the warm and welcoming nature of its residents, like yourself. To help fulfil your dreams, Poonawalla Fincorp offers a Personal Loan in Himachal Pradesh through a quick and seamless loan process – from application to disbursal. Avail of high loan amounts of up to ₹30 Lakh for any financial need, be it for medical emergencies, travel, or education. Apply now!

  • Minimal documentation Logo


  • No usage constraints

    Multi-purpose Usage

  • Low interest rates Logo

    Competitive interest Rates and Charges

  • Instant approval and rapid disbursal

    Quick Approval

  • Instant approval and rapid disbursal

    Instant Disbursal

  • No hidden charges

    No Hidden Charges

  • NZero foreclosure/pre-payment fees

    No Prepayment/Foreclosure Charges

  • High loan amount

    Flexible Repayment

  • Easy Application Process

    Simple Online Application Process

  • Higher Personal Loan amount Logo

    Easy-to-Use EMI Calculator

Our Personal Loan in Himachal Pradesh is offered at favourable interest rates and minimal applicable charges. Please see the table below for more details:

Personal Loan Interest Rates 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 – 60 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges
Age Requirement


22 years at the time of loan application and not more than 57 years

Work Experience Required

Work Experience

Salaried employees with 1 year of work exprience

Citizenship Status



Monthly Salary Required

Monthly Income

Starting ₹30,000 based on your city of residence

Documents Category Personal Loan Documents Required
KYC Documents PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
Current Address Proof Passport/Utility Bills/Rent Agreement
Income Documents Latest salary slips for the last 3 months
Financial Documents Bank Statement for the last 3 months
Employment Proof Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible)
  • Salaried Individuals

    Salaried individuals

  • Doctors

    Salaried Doctors

  • Chartered Accountants

    Salaried Chartered Accountants

  • Company Secretaries

    Salaried Company Secretaries

  • Explore New Places: Use the funds from our Personal Loan to explore new destinations and locations.
  • Fulfil Debt Obligations: Consolidate high-interest debts into a single loan at better interest rates.
  • Invest in Higher Education: Cover your higher education expenses with a Personal Loan, including tuition, study material, etc.
  • Cover the Cost of Life-saving Medication: Get timely medical treatments with the amount received from Personal Loans.
  • Renovate Your Home: Renovate and upgrade your home or pay for necessary repairs with a Personal Loan.
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Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

Poonawalla Fincorp’s Personal Loan in Himachal Pradesh can be availed of through a simple and quick application process. Enjoy various benefits like attractive interest rates, flexible repayment terms, and quick approvals. Go ahead and fulfil your dreams by applying for a Personal Loan today!

*Terms & Conditions Apply

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