Get a Personal Loan with Quick Approval!
Located in the northeast of India, Nagaland is surrounded by mountains with beautiful flora and fauna. As the city continues to develop rapidly, there is a higher demand for a Personal Loan to fulfil the dreams of its residents, like you.
With Poonawalla Fincorp's unsecured loan, you can fulfil your specific financial requirements without any stress. Enjoy a host of different features and benefits like minimal documentation, no collateral requirement, and swift disbursal. Apply now!
Features and Benefits of Personal Loans
We offer a borrower-friendly loan that comes with several features and benefits, which are:
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Collateral-free
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Multi-purpose Usage
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Competitive interest Rates and Charges
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Quick Approval
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Instant Disbursal
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No Hidden Charges
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No Penalty for Prepayment or Foreclosure
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Flexible Repayment Plans
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Simple 5 Step Online Application
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Easy-to-Use EMI Calculator
Personal Loan Interest Rates and Charges
Get a loan for personal use at favourable interest rates. Other applicable charges have been listed below:
| Interest Rates | 9.99%* p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing Fees | Up to 3% |
| Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12 – 84 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Check Monthly EMI Amount For Personal Loan In Nagaland
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EMI Amount = *
Eligibility Criteria for Personal Loan
Our eligibility criteria includes the following:
Age
21 years at the time of loan application and not more than 60 years
Work Experience
Salaried employees with 1 year of work experience
Citizenship
Indian
Monthly Income
Starting ₹30,000 based on your city of residence
Documents Required for Personal Loan
The required documents for our loan are listed below:
| Documents Category | Personal Loan Documents Required |
| KYC Documents | PAN Card/Aadhaar Card/Driving License/Voter ID/Passport |
| Current Address Proof | Passport/Utility Bills/Rent Agreement |
| Income Documents | Latest salary slips for the last 3 months |
| Financial Documents | Bank Statement for the last 3 months |
| Employment Proof | Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible) |
We Offer Personal Loan to:
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Salaried individuals
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Salaried Doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
Uses of a Personal Loan
You can apply for a loan for different purposes, such as:
- Home renovation: Whether you want to remodel your kitchen or any other area of your house, a loan for personal use can help you fulfil that goal.
- Debt Consolidation: Consolidate multiple high-interest debts into a single loan at better terms and favourable interest rates.
- Medical Emergencies: Get timely medical assistance without worrying about the costs by applying for a loan instantly.
- Wedding: Plan your dream wedding without going over the budget with our collateral-free loan.
- Higher Education: Pursue your dreams of getting quality higher education from your favourite institution with our unsecured loan.
*Terms & Conditions Apply
How to Apply for a Personal Loan?
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
