Get a Personal Loan in Nagaland with Quick Approval!
Located in the northeast of India, Nagaland is surrounded by mountains with beautiful flora and fauna. As the city continues to develop rapidly, there is a higher demand for Personal Loans to fulfil the dreams of its residents, like you.
With Poonawalla Fincorp's Personal Loan in Nagaland, you can fulfil your specific financial requirements without any stress. Enjoy a host of different features and benefits like minimal documentation, no collateral requirement, and swift disbursal. Apply now!
Features and Benefits of Personal Loans in Nagaland
Poonawalla Fincorp offers a borrower-friendly Personal Loan that comes with several features and benefits, which are:
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Collateral-free
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Multi-purpose Usage
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Competitive interest Rates and Charges
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Quick Approval
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Instant Disbursal
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No Hidden Charges
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No Penalty for Prepayment or Foreclosure
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Flexible Repayment Plans
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Simple 5 Step Online Application
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Easy-to-Use EMI Calculator
Personal Loan Interest Rates and Charges in Nagaland
Get favourable interest rates on our Personal Loan in Nagaland. Other applicable charges have been listed below:
Personal Loan Interest Rates | 9.99%* p.a. onwards |
Loan Amount | ₹1 Lakh to ₹30 Lakh |
Loan Processing Fees | Up to 2% plus applicable taxes |
Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
Loan Tenure | 12 – 60 months |
Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
Default Interest | 2% per month |
Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable taxes |
Stamp Duty | At actuals (as per state) |
No Other Hidden Charges |
Personal Loan EMI Calculator
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EMI Amount = *
Eligibility Criteria for Personal Loan in Nagaland
Our Personal Loan eligibility criteria includes the following:
![Age Requirement](img/age.png)
Age
22 years at the time of loan application and not more than 57 years
![Work Experience Required](img/employment.png)
Work Experience
Salaried employees with 1 year of work exprience
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Citizenship
Indian
![Monthly Salary Required](img/monthly-salary.png)
Monthly Income
Starting ₹30,000 based on your city of residence
Documents Required for Personal Loan in Nagaland
The required documents for our Personal Loan are listed below:
Documents Category | Personal Loan Documents Required |
KYC Documents | PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport |
Current Address Proof | Passport/Utility Bills/Rent Agreement |
Income Documents | Latest salary slips for the last 3 months |
Financial Documents | Bank Statement for the last 3 months |
Employment Proof | Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible) |
We Offer Personal Loan in Nagaland to:
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Salaried individuals
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Salaried Doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
Uses of a Personal Loan in Nagaland
You can apply for a Personal Loan in Nagaland for different purposes, such as:
- Home renovation: Whether you want to remodel your kitchen or any other area of your house, a Personal Loan can help you fulfil that goal.
- Debt Consolidation: Consolidate multiple high-interest debts into a single loan at better terms and favourable interest rates.
- Medical Emergencies: Get timely medical assistance without worrying about the costs by applying for a Personal Loan instantly.
- Wedding: Plan your dream wedding without going over the budget with our collateral-free Personal Loan.
- Higher Education: Pursue your dreams of getting quality higher education from your favourite institution with a Personal Loan.
How to Apply for a Personal Loan in Nagaland?
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Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
![Semi Circle Logo](img/step-circle4.png)
![Quick approvals](img/personal-details.png)
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
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Verification
Verification
Submit and upload all details for verification and assessment