Personal Loan in Puducherry @9.99%* Rate

Apply Personal Loan and Get up to ₹50 Lakh at Competitive Interest Rates

Puducherry, ‘India’s Little France’, has a vibrant culture and is one of the most important tourist destinations in India. The booming tourism industry promises many business and employment opportunities for the locals. If you, too, require financial assistance for starting a new business, a sudden medical emergency, renovating your home, etc. you can apply for Poonawalla Fincorp’s Personal Loan. Get up to ₹50 Lakh with minimal documentation with quick approval. Apply now!

Features and Benefits of a Personal Loan

When you apply for a loan for personal use from us, you can enjoy a wide range of features and benefits, including:

Collateral-free
Multi-purpose Usage
Competitive interest Rates and Charges
Quick Approval
Instant Disbursal

No Hidden Charges
No Penalty for Prepayment or Foreclosure
Flexible Repayment Plans
Simple 5 Step Online Application
Easy-to-Use EMI Calculator

Personal Loan Interest Rates

We offer personal financing at the most competitive interest rates, starting at 9.99%* p.a. When you apply for a loan, you must incur a few other charges apart from the interest. You must be aware of these charges to know the exact borrowing cost.

Refer to the table below to know the interest rate and other charges:

Interest Rates	9.99%* p.a. onwards
Loan Amount	₹1 Lakh to ₹50 Lakh
Loan Processing Fees	Up to 3%
Lowest EMI per month	Starting from ₹2,124* per Lakh for 60 months
Loan Tenure	12 – 84 months
Prepayment/Foreclosure Charges	0%* If paid from own sources & 4% If paid from other sources
Default Charges	24% per annum
Repayment Instrument Dishonour Charges	₹500 per bounce plus applicable taxes
Stamp Duty	At actuals (as per state)
No Other Hidden Charges

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.

Check Monthly EMI Amount For Personal Loan In Puducherry

Loan Amount

1,00,000 50,00,000

Interest Rate %

9.9% 30%

Tenure

1 Year 7 Years

Calculate

EMI Amount = *

Check Repayment Schedule
Download Repayment Schedule

Eligibility Criteria for a Personal Loan

To be eligible for this loan from us, you must meet certain criteria. Refer to the table below for details.

Age

21 years at the time of loan application and not more than 60 years

Work Experience

Salaried employees with 1 year of work experience

Citizenship

Indian

Monthly Income

Starting ₹30,000 based on your city of residence

Documents Required for Personal Loan

When applying for personal financing from us, you must submit the following documents.

Documents Category	Documents Required
KYC Documents	PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
Current Address Proof	Passport/Utility Bills/Rent Agreement
Income Documents	Latest salary slips for the last 3 months
Financial Documents	Bank Statement for the last 3 months
Employment Proof	Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible)

We Offer a Personal Loan to:

Salaried individuals
Salaried Doctors

Salaried Chartered Accountants
Salaried Company Secretaries

Uses of a Personal Loan

You can avail of this loan for the following mentioned purposes:

Home Renovation: If you wish to upgrade your home interiors, extend your kitchen, or change the flooring, apply for a loan for personal use from us and get the funds you need for the home renovation project. Our loan comes with a competitive interest rate, making the EMIs affordable.
Higher Education: Applying for this loan is a great way to cover all your education-related expenses and pursue your dream career.
Medical Emergencies: Medical emergencies can occur anytime and derail your financial planning. You can avail of funds to tackle such situations and keep your savings intact.
Travel: If you love travelling, this loan can help you explore new destinations in India or worldwide and get memorable experiences.

With this loan, you can enjoy benefits such as a higher loan amount up to ₹50 Lakh, attractive interest rate, minimal documentation, and no hidden charges. You can apply for the loan online and get quick approval. So, take your first step towards enabling your dreams, Apply Now!