Get a Collateral-free Personal Loan in Pondicherry
Pondicherry, a city rich in culture and history, offers a unique blend of French colonial charm and Indian traditions. Manage your financial obligations in this historical city with a Personal Loan from Poonawalla Fincorp.
Renovate your home, meet your higher education costs or finance medical emergencies with our collateral-free loan of up to ₹50 Lakh with minimal documentation. Benefit from our attractive interest rates, minimal charges and fast loan approval. Apply now!
Why Choose Poonawalla Fincorp
Personal Loan EMI Calculator
Estimate your monthly payments using our EMI calculator. Simply enter your desired loan amount, tenure, and interest rate to calculate your EMIs easily. Use now!
Apply for a Personal Loan In Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
Eligibility Criteria for a Personal Loan in Pondicherry
Qualify for a personal use loan by meeting our simple eligibility requirements:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Employment: Full-time job at a private or public sector organisation.
- Work Experience: Minimum 1 year with at least 1 month at current job.
- Net Monthly Salary: At least ₹30,000 per month.
Documents Required for a Personal Loan in Pondicherry
Submit minimal documents to apply for the loan:
- KYC Documents: Passport, Driving License, Aadhaar Card, PAN Card or Voter ID.
- Address Proof: Utility Bills, Rent Agreement or Passport.
- Income Proof: Salary slip for the last 1 month and bank statements for the last 3 months.
- Proof of Employment: Official mail ID confirmation or Employee ID card.
Note: The list of documents mentioned above is indicative. You may need to submit additional documents during the loan processing stage.
Interest Rates and Charges for Personal Loan in Pondicherry
Get the loan at competitive interest rate and minimal charges:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Personal Loan in Pondicherry
- Covering financial emergencies
- Financing higher education
- Consolidating high-interest debts
- Purchasing consumer durables
- Renovating your house
Who Can Get a Personal Loan in Pondicherry
- Salaried doctors
- Salaried Company Secretaries
- Salaried Chartered Accountants
- Salaried individuals
Tips for a Successful Personal Loan Application
- Check the loan eligibility criteria
- Maintain a low debt-to-income ratio
- Check your credit score
- Upload the required documents
- Avoid submitting multiple loan applications
Poonawalla Fincorp Branch Address Near Pondicherry
Poonawalla Fincorp Limited
Address: 2nd Floor, The Oval Tower, Venkatanarayana Road, T.Nagar, Chennai Tamil Nadu-600017
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
*T&C Apply
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
We at Poonawalla Fincorp offer loan services for a nominal processing charge of up to 3% (plus applicable taxes). We also ensure 24/7 customer support and zero hidden charges to guarantee your peace of mind.
The interest rate offered by Poonawalla Fincorp on its loan for personal use starts from 9.99%* p.a. The interest rate applicable to you depends on your credit score, net monthly income, repayment capacity, etc.
The maximum loan amount for Poonawalla Fincorp’s Personal Loan is ₹50 Lakh. Your loan amount will depend on your credit score, monthly income, repayment capacity, etc.