Loan Amount
Up to ₹50 Lakh
Loan Tenure
12-84 Months
Interest Rate*
Starting at 9.99%* p.a.

Check Eligibility and Documents Required

Meet your financial needs seamlessly with our simple eligibility and minimal documentation requirements. With just a few clicks, you can apply for a high loan amount and get quick approval.

Eligibility Criteria for Personal Loan

Availing of a Personal Loan is effortless with Poonawalla Fincorp. Meet our simple eligibility criteria to qualify:

Factors
Personal Loan Requirements
Age
Between 21 and 60 years.
Citizenship
Indian.
Employment
A full-time job at Central Govt, PSU, MNC, Listed, Unlisted Public Ltd, Pvt Ltd, LLP, or companies listed internally.
Work Experience
At least one year of job experience and at least one month of stable employment at their current job.
Monthly Income
Monthly take-home salary of at least ₹30,000.
Credit Score
750 and above.

Documents Required for a Personal Loan

Say goodbye to submitting a pile of documents. Submit just the following documents to secure a Personal Loan with quick approval:

  • KYC Documents: PAN Card, Aadhaar Card, Driving License, Voter ID, Passport.
  • Current Address Proof: Passport, Utility bills, Rent agreement.
  • Income Documents: Salary slips for the last 3 months.
  • Financial Documents: Bank statement for the last 3 months.
  • Employment Proof: Office email/ Office ID card (in case office email ID is not confirmed).

Personal Loan Eligibility Calculator

Use the eligibility calculator to estimate the maximum loan amount you are eligible for. Take the first step towards planning your expenses in just a few clicks.

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

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Frequently Asked Questions

How can I check online Personal Loan eligibility criteria?

To check Personal Loan eligibility criteria, visit the official Poonawalla Fincorp website and click the ‘Eligibility and Documents’ tab. The loan documents needed for a Personal Loan list all eligibility requirements.

Will I need to submit my original KYC documents for loan processing?

No, you must submit a copy of your KYC documents while applying for a Personal Loan.

What are the documents I can use as proof of income?

You need to submit the following as proof of income:

  • Latest salary slips for the last 3 months.
  • Last 3 salary credit bank statements original PDF, which should not be more than 15 days old.

Note: The above-listed documents are indicative, and you might have to submit more documents based on requirements.

What is the minimum credit score for getting a Personal Loan?

The minimum credit score required to avail of a Personal Loan is 750.

Am I eligible to take a Personal Loan for a wedding?

Yes, you may take a marriage loan under personal financing. You just need to meet our eligibility criteria for an online Personal Loan.

Happy Customers, Happy Us