Check Eligibility and Documents Required
Meet your financial needs seamlessly with our simple eligibility and minimal documentation requirements. With just a few clicks, you can apply for a high loan amount and get quick approval.
Eligibility Criteria for Personal Loan
Availing of a Personal Loan is effortless with Poonawalla Fincorp. Meet our simple eligibility criteria to qualify:
Documents Required for a Personal Loan
Say goodbye to submitting a pile of documents. Submit just the following documents to secure a Personal Loan with quick approval:
- KYC Documents: PAN Card, Aadhaar Card, Driving License, Voter ID, Passport.
- Current Address Proof: Passport, Utility bills, Rent agreement.
- Income Documents: Salary slips for the last 3 months.
- Financial Documents: Bank statement for the last 3 months.
- Employment Proof: Office email/ Office ID card (in case office email ID is not confirmed).
Personal Loan Eligibility Calculator
Use the eligibility calculator to estimate the maximum loan amount you are eligible for. Take the first step towards planning your expenses in just a few clicks.
Apply for a Personal Loan in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Frequently Asked Questions
To check Personal Loan eligibility criteria, visit the official Poonawalla Fincorp website and click the ‘Eligibility and Documents’ tab. The loan documents needed for a Personal Loan list all eligibility requirements.
No, you must submit a copy of your KYC documents while applying for a Personal Loan.
You need to submit the following as proof of income:
- Latest salary slips for the last 3 months.
- Last 3 salary credit bank statements original PDF, which should not be more than 15 days old.
Note: The above-listed documents are indicative, and you might have to submit more documents based on requirements.
The minimum credit score required to avail of a Personal Loan is 750.
Yes, you may take a marriage loan under personal financing. You just need to meet our eligibility criteria for an online Personal Loan.
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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