Loan Up to ₹5 Lakh
Quick Approval
No Hidden Charges

Instant Loan EMI Calculator

Determine your monthly loan repayments with our easy-to-use EMI calculator. Just enter the loan amount, interest rate, and tenure to know the EMIs instantly. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹50000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
16%
36%

Tenure

Months
12 Months
36 Months

Why Choose Poonawalla Fincorp

Loan icon High Loan
Amount
Interest Rate Icon Competitive
Interest Rate
collateral icon No Collateral
Required
Use icon No End-use
Restrictions
EMI Icon Flexible
Repayment Tenure
Zero Icon No Hidden
Charges

How to Apply for an Instant Loan Online in Just 3 Steps

Step 1 icon

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Step 2 icon

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step 3 icon

Instant Disbursement

The loan amount will be credited to your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Keep mandatory documents ready for a streamlined application:

KYC Documents PAN card and Aadhaar card for identity and address verification.

 

  • Funding vacation
  • Hosting wedding ceremonies
  • Renovating home
  • Covering medical expenses
  • Salaried
  • Self-Employed
  • Full-time job with a government entity
  • Public/private limited company,
  • LLP
  • Educational institution 
  • A company approved by Poonawalla Fincorp.

  • Organise all necessary financial documents
  • Check your credit score
  • Provide accurate details
  • Maintain stable employment and income
  • Reduce your existing debts

  • Address: 5th Floor, Muscat Tower, Sahodaran Ayyappan Road, Above HP World, Kadavnathara, Cochin-682020

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm

(Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

If you miss an EMI payment by the due date, a penalty of 24% p.a. of the overdue EMI amount will be charged. Additionally, for each cheque bounce, a penalty of ₹500 plus applicable taxes will be imposed. 

Yes, repaying your loan early can be beneficial, provided you can do so without feeling overburdened. Moreover, making an early repayment offers several advantages, including saving on interest costs and improving your credit score. 

Yes, you must request a No Objection Certificate (NOC) after settling your loan. This certificate serves as proof that the loan has been fully settled and that you have no further obligations to the lender.