Apply for a Personal Loan in Gujarat Instantly!
Gujarat is one of the biggest manufacturing and industrial hubs of India and has a flourishing economy. With several smart city projects underway in Surat, Ahmedabad, Gandhinagar, and more, it’s no wonder that the standard of living in the state is consistently going up. To assist you in that process financially, Poonawalla Fincorp provides an unsecured Personal Loan in Gujarat of up to ₹50 Lakh. Go ahead and apply now!
Features and Benefits of Our Personal Loan in Gujarat
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Collateral-free
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Multi-purpose Usage
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Competitive interest Rates and Charges
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Quick Approval
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Instant Disbursal
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No Hidden Charges
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No Prepayment/Foreclosure Charges
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Flexible Repayment
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Simple Online Application Process
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Easy-to-Use EMI Calculator
Personal Loan Interest Rates and Charges in Gujarat
Poonawalla Fincorp offers Personal Loan in Gujarat at attractive interest rates. Other applicable charges are listed below:
| Personal Loan Interest Rates | 9.99%* p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing Fees | Up to 3% |
| Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12 – 84 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Personal Loan EMI Calculator
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EMI Amount = *
Eligibility Criteria for Personal Loan in Gujarat
Age
21 years at the time of loan application and not more than 60 years
Work Experience
Salaried employees with 1 year of work experience
Citizenship
Indian
Monthly Income
Starting ₹30,000 based on your city of residence
Documents Required for Personal Loan in Gujarat
| Documents Category | Personal Loan Documents Required |
| KYC Documents | PAN Card/Aadhar Card/Driving License/Voter ID/Passport |
| Current Address Proof | Passport/Utility Bills/Rent Agreement |
| Income Documents | Latest salary slips for the last 3 months |
| Financial Documents | Bank Statement for the last 3 months |
| Employment Proof | Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible) |
We Offer Personal Loan in Gujarat to:
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Salaried individuals
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Salaried Doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
Uses of a Personal Loan in Gujarat
- Fulfil Higher Education Goals: Fulfil your dreams of studying at a premier education institution with a Personal Loan.
- Cover Urgent Medical Costs: Get the financing you need immediately for life-saving treatments.
- Upgrade Your Home Furnishings: Enhance the interior décor of your home with the latest furnishings.
- Travel to Your Dream Destination: Get a Personal Loan to cover all travel-related expenses when visiting your favourite destination.
- Consolidate Existing Debts: You can use a Personal Loan to combine any existing debts into a single loan at better interest rates and repayment terms.
How to Apply for a Personal Loan in Gujarat
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Poonawalla Fincorp’s Branches in Gujarat
Poonawalla Fincorp Ahmedabad Branch
Address: Office No.304,305 & 306, 3rd Floor, Majestic Plaza, Law Garden, Ellisbridge,Ahmedabad,Gujarat-380006.
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Bhavnagar Branch
Address: 303, 3rd Floor,Corporate Center, Opp: Dakshinamurti School, Vaghawadi Road, Bhavnagar, Gujarat-364002
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Jamnagar Branch
Address: Office No 407, 4th Floor, Neo Atlantic, PN Marg, Jamnagar, Gujarat – 361008
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Rajkot Branch
Address: Office No.306, 3rd Floor, Twin Star, South Block, Near Silver Height, Nana Mawa Chowk, 150 Ring Road, Rajkot, Gujarat-360005
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Surat Branch
Address: Office No. 207 and 208, 2nd Floor, RIO EMPIRE, Near Pal RTO, Adjan,Surat, Gujarat-394510
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Vadodara Branch
Address: 701,7th Floor, Samanvay silver,Munjmauda, akota,Vadodara, Gujarat-390020
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Vapi Branch
Address: A-820, 8th Floor, Building-A, Sonorous Circuit House, Mahatma Gandhi Circle, Vapi, Gujarat-396191
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
