Apply for Personal Loan in Kerala with Minimal Documentation
Popularly known as ‘God’s own city’, Kerala is one of the smallest states in India in terms of area. The state has one of the highest literacy rates in India. It is a perfect blend of cultural diversity and modern infrastructure. Kerala is growing at a rapid rate, along with a constant rise in financial needs and requirements. Poonawalla Fincorp’s Personal Loan in Kerala can quickly fulfil the constant financial demands with its borrower-friendly features and benefits.
You can apply for a Personal Loan in Kerala and get a high loan amount up to ₹50 Lakh. Along with a higher loan amount, you will enjoy distinctive features such as minimal documentation, no hidden charges, etc.
Apply now and fulfil all your financial needs!
Features and Benefits of Personal Loan in Kerala
Poonawalla Fincorp's Personal Loan is loaded with exciting features that help you throughout the loan application process. Features such as higher loan amount, quick approval, etc, create a remarkable experience for you. Below are some of the features and benefits of Personal Loan in Kerala:
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Collateral-free
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Multi-purpose usage
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Competitive interest rate and charges
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Quick Approval
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Instant disbursal
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No hidden Charges
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No Penalty for Prepayment or foreclosure
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Flexible Repayment Plans
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Simple 5 step online Application
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Easy-to-use EMI Calculator
Personal Loan Interest Rates in Kerala
Poonawalla Fincorp offers Personal Loan interest rates starting at 9.99%* p.a. Check the below details to know more about Poonawalla Fincorp's Personal Loan Interest rates and charges:
| Personal Loan Interest Rates | 9.99%* p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing Fees | Up to 3% |
| Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12 – 84 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Personal Loan EMI Calculator
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EMI Amount = *
How to Apply for a Personal Loan in Kerala?
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
We offer Personal Loan in Kerala to
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Salaried individuals
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Salaried Doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
Eligibility Criteria for Personal Loan in Kerala
With our simple and easy-to-meet eligibility criteria, you have a higher chance of meeting all the eligibility criteria. Please refer to the table below:
Age
21 years at the time of loan application and not more than 60 years
Work Experience
Salaried employees with 1 year of work experience
Citizenship
Indian
Monthly Income
Starting ₹30,000 based on your city of residence
Documents required for Personal Loan in Kerala
We ensure a smooth Personal Loan Application process with minimal documentation requirements. Please refer to the table below for more information:
| Documents Category | Personal Loan Documents Required |
| KYC Documents | PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport |
| Current Address Proof | Passport/Utility Bills/Rent Agreement |
| Income Documents | Latest salary slips |
| Financial Documents | Bank Statement for the last 3 months |
| Employment Proof | Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible) |
Uses of a Personal Loan in Kerala
You can get a Personal Loan in Kerala for various financial uses, such as:
- Travel: You can fulfil all your travel aspirations with Poonawalla Fincorp's Personal Loan. You can get your loan disbursed instantly with no collateral requirement.
- Higher Education: If you are looking to fulfil your education aspiration, you can apply for Poonawalla Fincorp's Personal Loan and get higher loan amount up to ₹50 Lakh.
- Medical Emergencies: You can easily tackle medical emergencies with our Personal Loan. Poonawalla Fincorp offers exclusive benefits of quick approval and disbursal, helping you avail of a loan within no time.
- Wedding: Using a Personal Loan, you can host a wedding without worrying about additional funds. You will save a lot of time with no hidden charges and an online documentation process.
With Poonawalla Fincorp, you can use your funds according to your financial requirements. Apply now to get all the exclusive benefits of Poonawalla Fincorp's Personal Loan.
*Terms & Conditions Apply
Poonawalla Fincorp Branch Address
Poonawalla Fincorp Cochin Branch
Address: 5th Floor, Muscat Tower, Sahodaran Ayyappan Road, Above HP World , Kadavnathara , Cochin-682020
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Kannur Branch
Address: 2nd Floor, J.R.Complex, Talap Road, Kannur, Kerala-670004
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Kanyakulam Branch
Address: 1st Floor, Srees Building,MK Hemachandran Road,Near Sree Krishna Swamy Temple,Puthiyidom, Kanyakulam, Kerala-690502
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Kollam Branch
Address: 2nd Floor, Sree Vigneswara Bhavan, Kadapakada, Kollam, Kerala -691008
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Kottayam Branch
Address: 1st floor, Vetteel Estate, Kanjikuzhy, Kottayam, Kerala-686004
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Kozhikode Branch
Address: 1st Floor, Trinity Arcade, Kannur Road, Near ESAF Bank, West Nadakkavu, Kozhikode, Kerala -673011
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Malappuram Branch
Address: 2nd Floor,City Square, Kozhikode Road, Kottapadi junction, Down Hill, Malappuram,Kerala-676519
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Palakkad Branch
Address: 1st Floor, KAV Center, Chandranagar, Palakkad, Kerala- 678014
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Pattambi Palakkad Branch
Address: 1st Floor, Koppan Trade Center, Mela Pattambi Post, Palakkad Road, Palakkad, Kerala-679306
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Thodupuzha Branch
Address: 1st Floor, Choice Garden, Survey No: 125/3, Vengallur-Mangattukavala Bypass Road, Thodupuzha, Iddikki, Kerala-685585
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Thrissur Branch
Address: 2nd Floor,Chowallur Tower, Civil lines Road, Opp. Mar Augin Thoovana Church, West Fort, Thrissur, Kerala-680004
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Tirur Branch
Address: 1st Floor, Kottathara Complex, Naduvilangadi, Tirur, Kerala-676107
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Trivandrum Branch
Address: 1st Floor , Sree Uthradam Arcade ,Sasthamangalam, Trivandrum, Kerala-695010
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
