personal loan in kerala

Personal Loan in Kerala

Loan up to ₹30 Lakh | Minimal Documentation | Attractive Interest Rates

Popularly known as ‘God’s own city’, Kerala is one of the smallest states in India in terms of area. The state has one of the highest literacy rates in India. It is a perfect blend of cultural diversity and modern infrastructure. Kerala is growing at a rapid rate, along with a constant rise in financial needs and requirements. Poonawalla Fincorp’s Personal Loan in Kerala can quickly fulfil the constant financial demands with its borrower-friendly features and benefits.

You can apply for a Personal Loan in Kerala and get a high loan amount up to ₹30 Lakh. Along with a higher loan amount, you will enjoy distinctive features such as minimal documentation, no hidden charges, etc.

Apply now and fulfil all your financial needs!

Poonawalla Fincorp's Personal Loan is loaded with exciting features that help you throughout the loan application process. Features such as higher loan amount, quick approval, etc, create a remarkable experience for you. Below are some of the features and benefits of Personal Loan in Kerala:

  • Minimal documentation Logo

    Collateral-free

  • No usage constraints

    Multi-purpose usage

  • Low interest rates Logo

    Competitive interest rate and charges

  • Instant approval and rapid disbursal

    Quick Approval

  • Instant approval and rapid disbursal

    Instant disbursal

  • No hidden charges

    No hidden Charges

  • NZero foreclosure/pre-payment fees

    No Penalty for Prepayment or foreclosure

  • High loan amount

    Flexible Repayment Plans

  • Easy Application Process

    Simple 5 step online Application

  • Higher Personal Loan amount Logo

    Easy-to-use EMI Calculator

Poonawalla Fincorp offers Personal Loan interest rates starting at 9.99%* p.a. Check the below details to know more about Poonawalla Fincorp's Personal Loan Interest rates and charges:

Personal Loan Interest Rates 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 – 60 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges
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Click on ‘Apply Now’ and complete the application form

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Details

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification
Verification

Verification

Submit and upload all details for verification and assessment

  • Salaried Individuals

    Salaried individuals

  • Doctors

    Salaried Doctors

  • Chartered Accountants

    Salaried Chartered Accountants

  • Company Secretaries

    Salaried Company Secretaries

With our simple and easy-to-meet eligibility criteria, you have a higher chance of meeting all the eligibility criteria. Please refer to the table below:

Age Requirement

Age

22 years at the time of loan application and not more than 57 years

Work Experience Required

Work Experience

Salaried employees with 1 year of work exprience

Citizenship Status

Citizenship

Indian

Monthly Salary Required

Monthly Income

Starting ₹30,000 based on your city of residence

We ensure a smooth Personal Loan Application process with minimal documentation requirements. Please refer to the table below for more information:

Documents Category Personal Loan Documents Required
KYC Documents PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
Current Address Proof Passport/Utility Bills/Rent Agreement
Income Documents Latest salary slips
Financial Documents Bank Statement for the last 3 months
Employment Proof Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible)

You can get a Personal Loan in Kerala for various financial uses, such as:

  • Travel: You can fulfil all your travel aspirations with Poonawalla Fincorp's Personal Loan. You can get your loan disbursed instantly with no collateral requirement.
  • Higher Education: If you are looking to fulfil your education aspiration, you can apply for Poonawalla Fincorp's Personal Loan and get higher loan amount up to ₹30 Lakh.
  • Medical Emergencies: You can easily tackle medical emergencies with our Personal Loan. Poonawalla Fincorp offers exclusive benefits of quick approval and disbursal, helping you avail of a loan within no time.
  • Wedding: Using a Personal Loan, you can host a wedding without worrying about additional funds. You will save a lot of time with no hidden charges and an online documentation process.

With Poonawalla Fincorp, you can use your funds according to your financial requirements. Apply now to get all the exclusive benefits of Poonawalla Fincorp's Personal Loan.

*Terms & Conditions Apply

Poonawalla Fincorp Limited

Address: 5th Floor Muscat Tower, Sahodaran Ayyappan Road, Above HP World , Kadavnathara , Cochin-682020
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 2nd Floor, J.R.Complex, Talap Road, Kannur-670 004, Kerala
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 1st Floor, Srees Building,MK Hemachandran Road,Near Srees Krishna Swamy Temple,Puthiyidom, Kanyakulam, Kerala-690502
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 2nd Floor, "Sree Vigneswara Bhavan", Kadapakada, Kollam -691 008, Kerala
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 1st floor, Vetteel Estate, Kanjikuzhy, Kottayam-686 004, Kerala
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 4th Floor, "City Gallery", 6/835 E, Kannur Road, Calicut: 673001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: City Square, 2nd Floor, Kozhikode Road, Kottapadi, Malappuram,Kerala-676519
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 1st Floor, "KAV Center", Chandranagar, Palakkad: 678014, Kerala
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 1st Floor, MTS Commercial Complex, College Road, Pathanamthitta-689645, Kerala
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 1St Floor, Koppan Trade Center, Mela Pattambi Post, Palakkad Road, Palakkad District, Pin-679306
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 1st Floor, Choice Garden, Survey No: 125/3, Vengallur-Mangattukavala Bypass Road, Thodupuzha, Iddikki, Dist: 685585
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 2nd Floor, "E Town Shopping" East Fort Junction Trichur: 680005, Kerala
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 1st Floor, "Kottathara Complex", Naduvilangadi, Tirur: 676107, KERALA
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: Ground Floor, "Haji M Bava Sahib Commercial Complex", TC 25/2890 (1), Ambujavilsasam Road, Trivandrum-695001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


*Terms & Conditions Apply

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