personal loan in Uttar Pradesh

Personal Loan in Uttar Pradesh

Loan up to ₹30 Lakh | Minimal Documentation | Quick Approval

Home to some of the country's most iconic monuments and temples, Uttar Pradesh is also known for its extensive economic activities. The region's booming agriculture, manufacturing, and mining industries have also led to the rising demand for Personal Loans among the local citizens.

If you require financial assistance for any lifestyle purchase or starting a new business, apply for Poonawalla Fincorp's Personal Loan in Uttar Pradesh. Get up to ₹30 Lakh with minimal documentation, quick approval, and flexible EMI options. Apply now!

When you apply for a Personal Loan in Uttar Pradesh with Poonawalla Fincorp, you can enjoy a wide range of features and benefits, including:

  • Minimal documentation Logo

    Collateral-free

  • No usage constraints

    Multi-purpose Usage

  • Low interest rates Logo

    Competitive interest Rates and Charges

  • Instant approval and rapid disbursal

    Quick Approval

  • Instant approval and rapid disbursal

    Instant Disbursal

  • No hidden charges

    No Hidden Charges

  • NZero foreclosure/pre-payment fees

    No Penalty for Prepayment or Foreclosure

  • High loan amount

    Flexible Repayment Plans

  • Easy Application Process

    Simple 5 Step Online Application

  • Higher Personal Loan amount Logo

    Easy-to-Use EMI Calculator

At Poonawalla Fincorp, we offer Personal Loan at the most competitive interest rates, starting from 9.99%* p.a. As a loan applicant, you must be aware of all the loan-related charges, apart from the interest.

Refer to the table below to know the interest rate and other charges:

Personal Loan Interest Rates 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 – 60 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges
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To be eligible for a Personal Loan from Poonawalla Fincorp in Uttar Pradesh, you must meet certain criteria. Refer to the table below for details.

Age Requirement

Age

22 years at the time of loan application and not more than 57 years

Work Experience Required

Work Experience

Salaried employees with 1 year of work exprience

Citizenship Status

Citizenship

Indian

Monthly Salary Required

Monthly Income

Starting ₹30,000 based on your city of residence

Apply for a Personal Loan from Poonawalla Fincorp with the following documents:

Documents Category Personal Loan Documents Required
KYC Documents PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
Current Address Proof Passport/Utility Bills/Rent Agreement
Income Documents Latest salary slips for the last 3 months
Financial Documents Bank Statement for the last 3 months
Employment Proof Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible)
  • Salaried Individuals

    Salaried individuals

  • Doctors

    Salaried Doctors

  • Chartered Accountants

    Salaried Chartered Accountants

  • Company Secretaries

    Salaried Company Secretaries

You can avail of a Personal Loan in Uttar Pradesh for the following mentioned purposes:

  • Home Renovation: You can apply for a Personal Loan with Poonawalla Fincorp and get the funds to renovate your home. Our Personal Loan comes with a competitive interest rate, making the EMIs affordable.
  • Higher Education: Whether you want to go abroad for higher studies or pursue a specialised course, you can apply for Poonawalla Fincorp's Personal Loan in Uttar Pradesh and get the funds to cover all your education-related expenses.
  • Medical Emergencies: Medical emergencies can occur anytime and derail your financial planning. You can avail of Poonawalla Fincorp's Personal Loan in Uttar Pradesh and mitigate such situations.
  • Travel: If you love travelling, Poonawalla Fincorp's Personal Loan in Uttar Pradesh can help you explore new destinations in India or worldwide and tick off your travel goals.

With Poonawalla Fincorp's Personal Loan in Uttar Pradesh, you can enjoy benefits such as a higher loan amount up to ₹30 Lakh, attractive interest rate, minimal documentation, and no hidden charges. You can apply for the loan online and get quick approval. Don’t wait any more, apply now!

Applying for a Personal Loan from Poonawalla Fincorp in Uttar Pradesh is easy. You must follow a few simple steps as mentioned below:

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Apply
Online

Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals
Personal
Details

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification
Verification

Verification

Submit and upload all details for verification and assessment

Poonawalla Fincorp Limited

Address: 204-B, 2nd floor Sumridhi Business Suites Sanjay Place Agra-282004
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: First Floor, HM complex, Janakpuri Ramghat road, Aligarh, U.P - 202001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 1st Floor, 120/1/18/2C, Mahatma Gandhi Marg, Civil Lines, Prayagraj, Allahabad, Uttar Pradesh- 211001. Landmark : Near MAX Showroom
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 2nd floor, r s tower, 165 civil lines, above bandhan bank, bareilly, uttar pradesh - 243001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 2nd Floor, "DK Chopra Tower", Plot No. 05, Sector No. 14, Kaushambi, Dist: Ghaziabad, Pin Code: 201010. Landmark : Near Yasodha Hospital
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 1st Floor, Hanuman Mandir Road, Betiyahata, Gorakhpur: 273001, Uttar Pradesh
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 1st Floor, 16/116 (29) , Plot No 34, Block 16 (subplot 4) Bhargava Estate Civil Lines Kanpur 208001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 1st Floor, Shalimar Logix, 4 Rana Pratap Marg, Hazratganj, Lucknow 226001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 2nd Floor, "Corpo Tower", Plot-309/1, Mangal Pandey Nagar, Meerut-250004, Uttar Pradesh
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 1St Floor, Om Complex, Adjacent To Axis Bank, Near Sai Hospital, Delhi Road, Moradabad, Uttar Pradesh-244001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: Unit No D58, 3rd Floor, 12-A-7, Gandhi Nagar, Sigra, Varanasi, Uttar Pradesh, 221010
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 2712A, Seventh floor, Tower A, Corridor 2, Corenthum, Sector 62, Noida - 201301
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


*Terms & Conditions Apply

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