personal loan in Andhra Pradesh

Personal Loan in Andhra Pradesh

Loan up to ₹30 Lakh | Minimal Documentation | Attractive Interest Rates

Andhra Pradesh is a state in India known for its thriving industries. These include agriculture-based industries such as aquaculture, horticulture, and floriculture, as well as textiles, pharmaceuticals, and other sectors. The state has also earned a reputation as one of the most prosperous in India, with a rapidly growing economy that fuels high demand for goods and services.

If you are in need of financial support in Andhra Pradesh, Poonawalla Fincorp's Personal Loan can provide you with up to ₹75 Lakh at an attractive interest rate, with no hidden charges or fees. Whether you need funds for travel, home renovation, medical emergencies, higher education, wedding expenses, or to consolidate debt, a Personal Loan from Poonawalla Fincorp can help you meet your financial needs.

Poonawalla Fincorp's Personal Loan in Andhra Pradesh offers features and benefits focused on your needs.

  • Minimal documentation Logo

    Collateral-free

  • No usage constraints

    Multi-purpose Usage

  • Low interest rates Logo

    Competitive interest Rates and Charges

  • Instant approval and rapid disbursal

    Quick Approval

  • Instant approval and rapid disbursal

    Instant Disbursal

  • No hidden charges

    No Hidden Charges

  • NZero foreclosure/pre-payment fees

    No Penalty for Prepayment or Foreclosure

  • High loan amount

    Flexible Repayment Plans

  • Easy Application Process

    Simple 5 Step Online Application

  • Higher Personal Loan amount Logo

    Easy-to-Use EMI Calculator

Starting at 9.99%* p.a. — Poonawalla Fincorp offers a competitive interest rate, making it convenient. Please check the table below for all the applicable rates and charges:

Personal Loan Interest Rates 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 – 60 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges
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Poonawalla Fincorp's Personal Loan in Andhra Pradesh offers easy-to-meet eligibility criteria. Please check the table below for more information:

Age Requirement

Age

22 years at the time of loan application and not more than 57 years

Work Experience Required

Work Experience

Salaried employees with 1 year of work exprience

Citizenship Status

Citizenship

Indian

Monthly Salary Required

Monthly Income

Starting ₹30,000 based on your city of residence

With our minimal documentation, you have a stress-free loan application process. Check the list of required documents below:

Documents Category Personal Loan Documents Required
KYC Documents PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
Current Address Proof Passport/Utility Bills/Rent Agreement
Income Documents Latest salary slips for the last 3 months
Financial Documents Bank Statement for the last 3 months
Employment Proof Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible)
  • Salaried Individuals

    Salaried individuals

  • Doctors

    Salaried Doctors

  • Chartered Accountants

    Salaried Chartered Accountants

  • Company Secretaries

    Salaried Company Secretaries

You can instantly avail of a Personal Loan in Andhra Pradesh for the following mentioned purposes:

  • Wedding: Planning a wedding is an expensive affair, especially if you have specific requirements or are planning a destination wedding. But with Poonawalla Fincorp's Personal Loan, you can now fulfill all the financial obligations required for your dream wedding.
  • Medical Emergencies: Medical emergencies can happen unexpectedly, and it's essential to be prepared to handle them. With Poonawalla Fincorp's Personal Loan, you can obtain a loan at a competitive interest rate, making it affordable to finance any situation.
  • Home renovation: Your long-awaited home renovation can now be achieved with Poonawalla Fincorp's Personal Loan. With our Personal Loan, you can get a higher loan amount of up to ₹30 lakh.
  • Higher Education: If you are planning to study abroad or pursue higher education in India, Poonawalla Fincorp's Personal Loan is your ideal financial solution.

If you are looking for a Personal Loan in Andhra Pradesh, you can apply with Poonawalla Fincorp. With Poonawalla Fincorp, you can get a Personal Loan instantly and enjoy benefits such as a higher loan amount, attractive interest rate, minimal documentation, no hidden charges, etc.

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Poonawalla Fincorp Limited

Address: 1st Floor, Satyavani Heights, Arundelpet, Door no 6-12-60, and 6-12-63, Having new door no 31-12-1020, Guntur, Pn - 522002
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 4th floor,"Sri Chamundeswari Plaza",House no.24/2/418, Saraswathi Nagar, Dargamitta , Nellore - 524003
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 36-7-14, 3rd Floor, Konduri Square, Konduri Street, Innespeta, Rajahmundry- 533102, Andhra Pradesh
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: Door No.10-5-/22/2/3, "Varsha Tower", 2nd Floor Waltair Main Road, Opp to WNS, Vishakhapatnam-530003
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 3rd Floor, RS Towers, Benz Circle, Screw Bridge Down, Vijayawada - 520010
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


*Terms & Conditions Apply

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