Apply for a Personal Loan in Andhra Pradesh with No Collateral!
Andhra Pradesh is a state in India known for its thriving industries. These include agriculture-based industries such as aquaculture, horticulture, and floriculture, as well as textiles, pharmaceuticals, and other sectors. The state has also earned a reputation as one of the most prosperous in India, with a rapidly growing economy that fuels high demand for goods and services.
If you are in need of financial support in Andhra Pradesh, Poonawalla Fincorp's Personal Loan can provide you with up to ₹50 Lakh at an attractive interest rate, with no hidden charges or fees. Whether you need funds for travel, home renovation, medical emergencies, higher education, wedding expenses, or to consolidate debt, a Personal Loan from Poonawalla Fincorp can help you meet your financial needs.
Features and Benefits of Personal Loan in Andhra Pradesh
Poonawalla Fincorp's Personal Loan in Andhra Pradesh offers features and benefits focused on your needs.
-
Collateral-free
-
Multi-purpose Usage
-
Competitive interest Rates and Charges
-
Quick Approval
-
Instant Disbursal
-
No Hidden Charges
-
No Penalty for Prepayment or Foreclosure
-
Flexible Repayment Plans
-
Simple 5 Step Online Application
-
Easy-to-Use EMI Calculator
Personal Loan Interest Rates in Andhra Pradesh
Starting at 9.99%* p.a. — Poonawalla Fincorp offers a competitive interest rate, making it convenient. Please check the table below for all the applicable rates and charges:
| Personal Loan Interest Rates | 9.99%* p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing Fees | Up to 3% |
| Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12 – 84 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Personal Loan EMI Calculator
-
EMI Amount = *
Eligibility Criteria for Personal Loan in Andhra Pradesh
Poonawalla Fincorp's Personal Loan in Andhra Pradesh offers easy-to-meet eligibility criteria. Please check the table below for more information:
Age
21 years at the time of loan application and not more than 60 years
Work Experience
Salaried employees with 1 year of work experience
Citizenship
Indian
Monthly Income
Starting ₹30,000 based on your city of residence
Documents required for Personal Loan in Andhra Pradesh
With our minimal documentation, you have a stress-free loan application process. Check the list of required documents below:
| Documents Category | Personal Loan Documents Required |
| KYC Documents | PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport |
| Current Address Proof | Passport/Utility Bills/Rent Agreement |
| Income Documents | Latest salary slips for the last 3 months |
| Financial Documents | Bank Statement for the last 3 months |
| Employment Proof | Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible) |
We offer Personal Loan in Andhra Pradesh to
-
Salaried individuals
-
Salaried Doctors
-
Salaried Chartered Accountants
-
Salaried Company Secretaries
Uses of a Personal Loan in Andhra Pradesh
You can instantly avail of a Personal Loan in Andhra Pradesh for the following mentioned purposes:
- Wedding: Planning a wedding is an expensive affair, especially if you have specific requirements or are planning a destination wedding. But with Poonawalla Fincorp's Personal Loan, you can now fulfill all the financial obligations required for your dream wedding.
- Medical Emergencies: Medical emergencies can happen unexpectedly, and it's essential to be prepared to handle them. With Poonawalla Fincorp's Personal Loan, you can obtain a loan at a competitive interest rate, making it affordable to finance any situation.
- Home renovation: Your long-awaited home renovation can now be achieved with Poonawalla Fincorp's Personal Loan. With our Personal Loan, you can get a higher loan amount of up to ₹50 lakh.
- Higher Education: If you are planning to study abroad or pursue higher education in India, Poonawalla Fincorp's Personal Loan is your ideal financial solution.
If you are looking for a Personal Loan in Andhra Pradesh, you can apply with Poonawalla Fincorp. With Poonawalla Fincorp, you can get a Personal Loan instantly and enjoy benefits such as a higher loan amount, attractive interest rate, minimal documentation, no hidden charges, etc.
How to Apply for a Personal Loan in Andhra Pradesh?
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Poonawalla Fincorp's Branch Address
Poonawalla Fincorp Limited
Address: 1st Floor, Satyavani Heights, Arundelpet, Door no 6-12-60, and 6-12-63, Having new door no 31-12-1020, Guntur, Andhra Pradesh -522002
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: 4th floor, Sri Chamundeswari Plaza,House no.24/2/418, Saraswathi Nagar, Dargamitta , Nellore,Andhra Pradesh-524003
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: 36-7-14, 2nd Floor, Konduri Square, Konduri Street, Innespeta, Rajahmundry, Andhra Pradesh-533102
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: Door No.10-5-/22/2/3, 2nd Floor, Varsha Tower, Waltair Main Road, Opp to WNS building, Vishakhapatnam, Andhra Pradesh-530003
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: 3rd Floor, R.S. Tower, Door No.40-25-80/1, Revenue Ward 13A, Kurra Satyanarayana Street, Gayatri Nagar, Benz Circle, Vijayawada, Andhra Pradesh - 520010
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
