Get a Personal Loan in Bihar Instantly with Quick Approval!
Bihar has been experiencing steady economic development over the years. The state also continues to witness an increasing demand for financial products like Personal Loans among its residents. So, if you are looking for a collateral-free Personal Loan in Bihar, choose Poonawalla Fincorp as your trusted financial partner. Get a high loan amount of up to ₹50 Lakh through minimal paperwork that leads to quick approval and disbursal. Apply now!
Features and Benefits of Our Personal Loan in Bihar
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Collateral-free
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Multi-purpose Usage
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Competitive interest Rates and Charges
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Quick Approval
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Instant Disbursal
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No Hidden Charges
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No Prepayment/Foreclosure Charges
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Flexible Repayment
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Simple Online Application Process
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Easy-to-Use EMI Calculator
Personal Loan Interest Rates and Charges in Bihar
Poonawalla Fincorp’s Personal Loan in Bihar is offered at competitive interest rates and minimal applicable charges, which are listed below along with other details:
| Personal Loan Interest Rates | 9.99%* p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing Fees | Up to 3% |
| Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12 – 84 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Personal Loan EMI Calculator
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EMI Amount = *
Eligibility Criteria for Personal Loan in Bihar
Age
21 years at the time of loan application and not more than 60 years
Work Experience
Salaried employees with 1 year of work experience
Citizenship
Indian
Monthly Income
Starting ₹30,000 based on your city of residence
Documents Required for Personal Loan in Bihar
| Documents Category | Personal Loan Documents Required |
| KYC Documents | PAN Card/Aadhar Card/Driving License/Voter ID/Passport |
| Current Address Proof | Passport/Utility Bills/Rent Agreement |
| Income Documents | Latest salary slips for the last 3 months |
| Financial Documents | Bank Statement for the last 3 months |
| Employment Proof | Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible) |
We Offer Personal Loan in Bihar to:
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Salaried individuals
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Salaried Doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
Uses of a Personal Loan in Bihar
- Invest in Higher Education: Use a Personal Loan to finance your or your family’s higher education from premium educational institutions.
- Pay for Medical Expenses: Obtain the money you require right away to pay for life-saving medical treatments.
- Improve Your Home Décor: Get a Personal Loan in Bihar to update your home's interior décor and give it a new look.
- Visit Your Favourite Destination: Visit your favourite destination without worrying about any unexpected travel expenses.
- Consolidate Debts: You can use a Person Loan to fulfil any existing debt obligations by consolidating and repaying them at favourable terms and fewer associated fees.
How to Apply for a Personal Loan in Bihar
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Conclusion
Poonawalla Fincorp’s Personal Loan in Bihar is the ideal solution for you to fulfil any of your financial goals without any difficulty. The collateral-free loan can be applied for through a simple application process with just a few essential documents. Go ahead and apply online for a Personal Loan in Bihar today!
If you have any additional queries, please feel free to visit our branch in Bihar at the address provided below.
Poonawalla Fincorp’s Branch Address in Bihar
Poonawalla Fincorp Limited
Address: Office no. 105, 1st Floor, Pandey Plaza, Exhibition Road, Patna,Bihar-800001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
