personal loan in Bihar

Personal Loan in Bihar

Up to ₹30 Lakh | Minimal Documentation | Quick Approval

Bihar has been experiencing steady economic development over the years. The state also continues to witness an increasing demand for financial products like Personal Loans among its residents. So, if you are looking for a collateral-free Personal Loan in Bihar, choose Poonawalla Fincorp as your trusted financial partner. Get a high loan amount of up to ₹30 Lakh through minimal paperwork that leads to quick approval and disbursal. Apply now!

  • Minimal documentation Logo


  • No usage constraints

    Multi-purpose Usage

  • Low interest rates Logo

    Competitive interest Rates and Charges

  • Instant approval and rapid disbursal

    Quick Approval

  • Instant approval and rapid disbursal

    Instant Disbursal

  • No hidden charges

    No Hidden Charges

  • NZero foreclosure/pre-payment fees

    No Prepayment/Foreclosure Charges

  • High loan amount

    Flexible Repayment

  • Easy Application Process

    Simple Online Application Process

  • Higher Personal Loan amount Logo

    Easy-to-Use EMI Calculator

Poonawalla Fincorp’s Personal Loan in Bihar is offered at competitive interest rates and minimal applicable charges, which are listed below along with other details:

Personal Loan Interest Rates 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 – 60 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges
Age Requirement


22 years at the time of loan application and not more than 57 years

Work Experience Required

Work Experience

Salaried employees with 1 year of work exprience

Citizenship Status



Monthly Salary Required

Monthly Income

Starting ₹30,000 based on your city of residence

Documents Category Personal Loan Documents Required
KYC Documents PAN Card/Aadhar Card/Driving License/Voter ID/Passport
Current Address Proof Passport/Utility Bills/Rent Agreement
Income Documents Latest salary slips for the last 3 months
Financial Documents Bank Statement for the last 3 months
Employment Proof Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible)
  • Salaried Individuals

    Salaried individuals

  • Doctors

    Salaried Doctors

  • Chartered Accountants

    Salaried Chartered Accountants

  • Company Secretaries

    Salaried Company Secretaries

  • Invest in Higher Education: Use a Personal Loan to finance your or your family’s higher education from premium educational institutions.
  • Pay for Medical Expenses: Obtain the money you require right away to pay for life-saving medical treatments.
  • Improve Your Home Décor: Get a Personal Loan in Bihar to update your home's interior décor and give it a new look.
  • Visit Your Favourite Destination: Visit your favourite destination without worrying about any unexpected travel expenses.
  • Consolidate Debts: You can use a Person Loan to fulfil any existing debt obligations by consolidating and repaying them at favourable terms and fewer associated fees.
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Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

Poonawalla Fincorp’s Personal Loan in Bihar is the ideal solution for you to fulfil any of your financial goals without any difficulty. The collateral-free loan can be applied for through a simple application process with just a few essential documents. Go ahead and apply online for a Personal Loan in Bihar today!

If you have any additional queries, please feel free to visit our branch in Bihar at the address provided below.

Poonawalla Fincorp Limited

Address: Office no. 105, 1st Floor, Pandey Plaza, Exhibition Road, Patna,Bihar-800001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*Terms & Conditions Apply

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