Personal loan in Mizoram @9.99%* Rate - Apply Online Instantly

Secure a Personal Loan in Mizoram with Quick Approval!

Mizoram is a state known for its evergreen hills and dense bamboo forests. Its potential majorly lies in agriculture and the handloom sector. Mizoram is also one of the fastest-growing states in India and for the residents, Poonawalla Fincorp provides hassle-free Personal Loan. This multipurpose loan enables you to turn dreams into reality – be it travel, education, medical emergencies, weddings, or home renovations.

Poonawalla Fincorp’s Personal Loan is an ideal choice for individuals seeking quick financial assistance with minimal documents at competitive interest rates. Apply now!

Features and Benefits of a Personal Loan in Mizoram

Our collateral-free Personal Loan in Mizoram is offered with customer-friendly features and benefits:

Collateral-free
Multi-purpose Usage
Competitive interest Rates and Charges
Quick Approval
Instant Disbursal

No Hidden Charges
No Penalty for Prepayment or Foreclosure
Flexible Repayment Plans
Simple 5 Step Online Application
Easy-to-Use EMI Calculator

Personal Loan Interest Rates and Charges in Mizoram

Poonawalla Fincorp offers financial support at competitive interest rates and applicable charges:

Personal Loan Interest Rates	9.99%* p.a. onwards
Loan Amount	₹1 Lakh to ₹50 Lakh
Loan Processing Fees	Up to 3%
Lowest EMI per month	Starting from ₹2,124* per Lakh for 60 months
Loan Tenure	12 – 84 months
Prepayment/Foreclosure Charges	0%* If paid from own sources & 4% If paid from other sources
Default Charges	24% per annum
Repayment Instrument Dishonor Charges	₹500 per bounce plus applicable taxes
Stamp Duty	At actuals (as per state)
No Other Hidden Charges

Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.

Personal Loan EMI Calculator

Loan Amount

1,00,000 50,00,000

Interest Rate %

9.9% 30%

Tenure

1 Year 7 Years

Calculate

EMI Amount = *

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Eligibility Criteria for Personal Loan in Mizoram

Poonawalla Fincorp helps millions by keeping the eligibility criteria simple:

Age

21 years at the time of loan application and not more than 60 years

Work Experience

Salaried employees with 1 year of work experience

Citizenship

Indian

Monthly Income

Starting ₹30,000 based on your city of residence

Documents Required for Personal Loan in Mizoram

You can get a Personal Loan from Poonawalla Fincorp with minimal documentation, making the loan journey hassle-free and easy:

Documents Category	Personal Loan Documents Required
KYC Documents	PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
Current Address Proof	Passport/Utility Bills/Rent Agreement
Income Documents	Latest salary slips for the last 3 months
Financial Documents	Bank Statement for the last 3 months
Employment Proof	Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible)

We offer Personal Loan in Mizoram to

Salaried individuals
Salaried Doctors

Salaried Chartered Accountants
Salaried Company Secretaries

Uses of a Personal Loan in Mizoram

Apply for a Personal Loan in Mizoram for various purposes, such as:

Wedding: You can host your dream wedding with a Personal Loan from Poonawalla Fincorp. From booking destinations and decorators to caterers and photographers, our Personal Loan allows you to cover all the expenses of your dream wedding.
Medical Emergencies: Medical emergencies may arise unexpectedly. Hence, you must be well-prepared to deal with such uncertain situations. With Poonawalla Fincorp’s Personal Loan, you can get a loan at a competitive interest rate, making it affordable to finance any situation.
Home Renovation: Give a complete makeover to your home with a Poonawalla Fincorp’s Personal Loan. With our Personal Loan, you get a higher loan amount up to ₹50 lakh for home renovations.
Higher Education: Whether you are considering studying abroad or aiming for higher education in India, our loan is an ideal choice for your financial needs to fulfil such purposes.