Get a Personal Loan in Odisha with Minimal Documents
Situated on the eastern coast of India, Odisha is the home to Lord Jagannath. With more than half of the population engaged in agricultural activities, the state is all set to be one of the fastest-growing economies in India. In such a state that has a perfect blend of traditional and growth, residents like you often seek financial assistance to seize new opportunities.
Poonawalla Fincorp offers a Personal Loan in Odisha to help fulfil all your dreams and aspirations. Enjoy competitive interest rates, flexible repayment tenure, and a hassle-free application process. Use this loan to fund weddings, home renovations, medical bills, and more. Apply now!
Features and Benefits of a Personal Loan in Odisha
Poonawalla Fincorp offers Personal Loan in Odisha with borrower-centric features and benefits:
-
Collateral-free
-
Multi-purpose Usage
-
Competitive interest Rates and Charges
-
Quick Approval
-
Instant Disbursal
-
No Hidden Charges
-
No Penalty for Prepayment or Foreclosure
-
Flexible Repayment Plans
-
Simple 5 Step Online Application
-
Easy-to-Use EMI Calculator
Personal Loan Interest Rates and Charges in Odisha
Experience an affordable Personal Loan in Odisha with Poonawalla Fincorp’s competitive interest rates starting at 9.99%* p.a. Refer to the table mentioned below for all the applicable rates and charges:
| Personal Loan Interest Rates | 9.99%* p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing Fees | Up to 3% |
| Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12 – 84 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
EMI Calculator
-
EMI Amount = *
Eligibility Criteria for Personal Loan in Odisha
We have a simple eligibility criterion you can meet easily to get a Personal Loan:
Age
21 years at the time of loan application and not more than 60 years
Work Experience
Salaried employees with 1 year of work experience
Citizenship
Indian
Monthly Salary
Starting ₹30,000 based on your city of residence
Documents Required for Personal Loan in Odisha
You can avail of a Personal Loan in Odisha from Poonawalla Fincorp with minimal documentation. Check the list of required documents below:
| Documents Category | Personal Loan Documents Required |
| KYC Documents | PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport |
| Current Address Proof | Passport/Utility Bills/Rent Agreement |
| Income Documents | Latest salary slips for the last 3 months |
| Financial Documents | Bank Statement for the last 3 months |
| Employment Proof | Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible) |
We offer Personal Loan in Odisha to
-
Salaried individuals
-
Salaried Doctors
-
Salaried Chartered Accountants
-
Salaried Company Secretaries
Uses of a Personal Loan in Odisha
Get a Personal Loan in Odisha for various purposes, such as:
- Wedding: Fulfil all your wedding dreams with a Poonawalla Fincorp’s Personal Loan in Odisha. Whether you need funds for expensive invitation cards, venue, designer wedding clothes, international cuisines, or decorations, you can secure our Personal Loan for all such purposes.
- Medical Emergencies: Our Personal Loan provides funds for medical emergencies and helps you safeguard your well-being. Ensure immediate access to necessary healthcare with this reliable financing option.
- Home Renovation: Secure funds for home renovation in Odisha with a Personal Loan. Get high loan funds up to ₹50 lakh for transforming your home into a new one.
- Higher Education: Invest in your future with our Personal Loan in Odisha and unlock the doors to new educational opportunities. Whether to pursue education in India or abroad, this loan helps you achieve academic aspirations without any hassle.
How to Apply for a Personal Loan in Odisha
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Poonawalla Fincorp’s Branch Address in Odisha
Poonawalla Fincorp Limited
Address: Office No. 108, 108(a), 109 & 110, 1st Floor,Odyssa Business Centre, Rasulgarh Square, Bhubaneswar, Odisha -751010
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
