Apply For a Personal Laon in West Bengal and Get Instant Disbursal
West Bengal, known for its rich cultural and historical heritage, is India's sixth-largest state in terms of economic size. As the state's economic growth continues, there is a steady growth in the demand for personal loans among the local citizens as they aspire to a better standard of living. If you, too, require financial assistance, apply for Poonawalla Fincorp’s Personal Loan in West Bengal. Fulfil your dreams and meet your urgent cash needs by borrowing up to ₹50 Lakh with minimal documentation. Apply now and get a fast approval!
Features and Benefits of Personal Loan in West Bengal
You can apply for a Personal Loan in West Bengal with Poonawalla Fincorp, and enjoy a wide range of features and benefits, including:
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Collateral-free
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Multi-purpose Usage
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Competitive interest Rates and Charges
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Quick Approval
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Instant Disbursal
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No Hidden Charges
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No Penalty for Prepayment or Foreclosure
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Flexible Repayment Plans
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Simple 5 Step Online Application
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Easy-to-Use EMI Calculator
Personal Loan Interest Rates in West Bengal
At Poonawalla Fincorp, we offer Personal Loan at the most competitive interest rates, starting from 9.99%* p.a. Other loan-related charges and fees are as mentioned below:
| Personal Loan Interest Rates | 9.99%* p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing Fees | Up to 3% |
| Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12 – 84 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Personal Loan EMI Calculator
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EMI Amount = *
Eligibility Criteria for a Personal Loan in West Bengal
At Poonawalla Fincorp, we have simple eligibility criteria for a Personal Loan. You must meet these requirements to get the funds. Refer to the table below for details:
Age
21 years at the time of loan application and not more than 60 years
Work Experience
Salaried employees with 1 year of work experience
Citizenship
Indian
Monthly Income
Starting ₹30,000 based on your city of residence
Documents required for Personal Loan in West Bengal
When applying for a Personal Loan with Poonawalla Fincorp, you must submit the following documents:
| Documents Category | Personal Loan Documents Required |
| KYC Documents | PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport |
| Current Address Proof | Passport/Utility Bills/Rent Agreement |
| Income Documents | Latest salary slips for the last 3 months |
| Financial Documents | Bank Statement for the last 3 months |
| Employment Proof | Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible) |
We offer Personal Loan in West Bengal to:
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Salaried individuals
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Salaried Doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
Uses of a Personal Loan in West Bengal
You can avail of a Personal Loan in West Bengal for the following mentioned purposes:
- Home renovation: You can apply for a Personal Loan with Poonawalla Fincorp and get the funds to carry out home renovation work you want to carry out. Our Personal Loan comes with a competitive interest rate, making the EMIs affordable.
- Higher Education: Whether you want to go abroad for higher studies or pursue a specialised course, you can apply for Poonawalla Fincorp's Personal Loan in West Bengal and get the funds to cover all your education-related expenses.
- Medical Emergencies: Medical emergencies can occur anytime and derail your financial planning. You can avail of Poonawalla Fincorp's Personal Loan in West Bengal and mitigate such situations.
- Travel: If you love travelling, Poonawalla Fincorp's Personal Loan in West Bengal can help you explore new destinations in India or worldwide and tick off your travel goals.
With Poonawalla Fincorp's Personal Loan in West Bengal, you can enjoy benefits such as a higher loan amount up to ₹50 Lakh, attractive interest rate, minimal documentation, and no hidden charges. So why wait? Apply now!
How to Apply for a Personal Loan in West Bengal?
Applying for a Personal Loan in West Bengal from Poonawalla Fincorp is easy. You must follow a few simple steps as mentioned below:
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Poonawalla Fincorp's Branch Address
Poonawalla Fincorp Limited
Address: 2nd Floor, Kwality Hotel Complex, Bhiringi More,Dist-Panchim Bardhman, West Bengal -713213
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: 6th Floor, Apeejay House, Block B, Unit No: B/6/1, 15 Park Street, Kolkata, West Bengal-700016
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: 1st Floor, Unity Building, Sevoke Road, Siliguri, West Bengal-734001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
