personal loan in West Bengal

Personal Loan in West Bengal

Loan up to ₹30 Lakh | Minimal Documentation | Quick Approval

West Bengal, known for its rich cultural and historical heritage, is India's sixth-largest state in terms of economic size. As the state's economic growth continues, there is a steady growth in the demand for personal loans among the local citizens as they aspire to a better standard of living. If you, too, require financial assistance, apply for Poonawalla Fincorp’s Personal Loan in West Bengal. Fulfil your dreams and meet your urgent cash needs by borrowing up to ₹30 Lakh with minimal documentation. Apply now and get a fast approval!

You can apply for a Personal Loan in West Bengal with Poonawalla Fincorp, and enjoy a wide range of features and benefits, including:

  • Minimal documentation Logo

    Collateral-free

  • No usage constraints

    Multi-purpose Usage

  • Low interest rates Logo

    Competitive interest Rates and Charges

  • Instant approval and rapid disbursal

    Quick Approval

  • Instant approval and rapid disbursal

    Instant Disbursal

  • No hidden charges

    No Hidden Charges

  • NZero foreclosure/pre-payment fees

    No Penalty for Prepayment or Foreclosure

  • High loan amount

    Flexible Repayment Plans

  • Easy Application Process

    Simple 5 Step Online Application

  • Higher Personal Loan amount Logo

    Easy-to-Use EMI Calculator

At Poonawalla Fincorp, we offer Personal Loan at the most competitive interest rates, starting from 9.99%* p.a. Other loan-related charges and fees are as mentioned below:

Personal Loan Interest Rates 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 – 60 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges
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At Poonawalla Fincorp, we have simple eligibility criteria for a Personal Loan. You must meet these requirements to get the funds. Refer to the table below for details:

Age Requirement

Age

22 years at the time of loan application and not more than 57 years

Work Experience Required

Work Experience

Salaried employees with 1 year of work exprience

Citizenship Status

Citizenship

Indian

Monthly Salary Required

Monthly Income

Starting ₹30,000 based on your city of residence

When applying for a Personal Loan with Poonawalla Fincorp, you must submit the following documents:

Documents Category Personal Loan Documents Required
KYC Documents PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
Current Address Proof Passport/Utility Bills/Rent Agreement
Income Documents Latest salary slips for the last 3 months
Financial Documents Bank Statement for the last 3 months
Employment Proof Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible)
  • Salaried Individuals

    Salaried individuals

  • Doctors

    Salaried Doctors

  • Chartered Accountants

    Salaried Chartered Accountants

  • Company Secretaries

    Salaried Company Secretaries

You can avail of a Personal Loan in West Bengal for the following mentioned purposes:

  • Home renovation: You can apply for a Personal Loan with Poonawalla Fincorp and get the funds to carry out home renovation work you want to carry out. Our Personal Loan comes with a competitive interest rate, making the EMIs affordable.
  • Higher Education: Whether you want to go abroad for higher studies or pursue a specialised course, you can apply for Poonawalla Fincorp's Personal Loan in West Bengal and get the funds to cover all your education-related expenses.
  • Medical Emergencies: Medical emergencies can occur anytime and derail your financial planning. You can avail of Poonawalla Fincorp's Personal Loan in West Bengal and mitigate such situations.
  • Travel: If you love travelling, Poonawalla Fincorp's Personal Loan in West Bengal can help you explore new destinations in India or worldwide and tick off your travel goals.

With Poonawalla Fincorp's Personal Loan in West Bengal, you can enjoy benefits such as a higher loan amount up to ₹30 Lakh, attractive interest rate, minimal documentation, and no hidden charges. So why wait? Apply now!

Applying for a Personal Loan in West Bengal from Poonawalla Fincorp is easy. You must follow a few simple steps as mentioned below:

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Apply
Online

Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals
Personal
Details

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification
Verification

Verification

Submit and upload all details for verification and assessment

Poonawalla Fincorp Limited

Address: 2nd Floor, Kwality Hotel Complex, Bhiringi More,dist Panchim Bardhman, West Bengal -713213
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: 15, Park Street, 6th Floor, Apeejay House, Block B, Unit No: B/6/1, Kolkata, 700016, West Bengal
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


Address: Unity Building, 1st Floor, Sevoke Road, Siliguri-734001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)


*Terms & Conditions Apply

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